I'm sure you don't need a circumcision and I would strongly urge you not to get snipped. I see a urologist who is adamantly against circumcision because of the loss of sensitivity. I'm sure he could tell you how to stretch your foreskin so it is loose enough to enjoy what we guys do with ourselves without tearing. Don't get cut and you will be very happy later that you didn't. My doctor is in NY if you want to see him and get his opinion.
DO NOT get circumcised!! I did at 23 and it was a mistake. I am not disfigured or anything but you WILL lose sensitivity. Get at least two opinions from very good Urologists as to what to do about the tight foreskin. Please do not get circumcised. You will regret it.