Have you ever lived paycheck-to-paycheck ...?

  • masculumpedes

    Posts: 5549

    Dec 09, 2010 12:46 PM GMT
    paycheckki9.gif

    Survey: Many Nevadans live paycheck-to-paycheck

    The FINRA Foundation, which is affiliated with the Financial Industry Regulatory Authority, found that 56 percent of Nevadans live paycheck-to-paycheck. With Nevada leading the nation with 14.2 percent unemployment, it's understandable that 50 percent of the state's population experienced an unexpectedly large drop in income over the last year.
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    Dec 09, 2010 12:47 PM GMT
    Yes. All my life me and my family were paycheck to paycheck icon_smile.gif
  • masculumpedes

    Posts: 5549

    Dec 09, 2010 12:54 PM GMT
    I did when I had my very first job, but I was only making $2.93 an hour back then also icon_eek.gif
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    Dec 09, 2010 1:33 PM GMT
    WOW! you ARE old.....icon_cool.gif
  • masculumpedes

    Posts: 5549

    Dec 09, 2010 1:40 PM GMT
    StudlyScrewRite said WOW! you ARE old.....icon_cool.gif



    Yeah...it's hell turning 39......icon_twisted.gif
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    Dec 09, 2010 2:44 PM GMT
    I've lived paycheck to paycheck (and client-to-client) for most of the past 10 years. It wasn't until the past 3 or so years that I've actually been able to work enough at good jobs that I've been able to save from time to time. I just started my first "career job" that I'm hoping to get to stay for at least several years, and with student loans due, I'm sure I'll still be living in a "paycheck-to-paycheck" fashion until I get used to it all.
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    Dec 09, 2010 3:05 PM GMT
    I am actually kinda upset that there are people out there that ARN'T living paycheck to paycheck... Hell the way things have been going I know it is a pain to stay afloat. A BIG pain.
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    Dec 09, 2010 6:21 PM GMT
    For enough years that I know enough to put away a percentage, no matter how little came in this month. Especially since most of my business clients have started paying invoices on the 90th day instead of the 30th day. Those paychecks are coming farther apart.

    BTW, many of my neighbors who still get 100% of their income from farming get paid ONCE a year. That is a long time to go between paychecks.
  • rnch

    Posts: 11524

    Dec 09, 2010 6:26 PM GMT
    life IS a compromise.
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    Dec 10, 2010 5:56 AM GMT
    I'd be dead if i lived on my paycheck. College sucks. icon_lol.gif
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    Dec 10, 2010 6:04 AM GMT
    I did in college. i had to pay all of my own bills. I would have to eat 2 tacos at jack in the box for 99 cents daily.
  • FredMG

    Posts: 988

    Dec 10, 2010 6:05 AM GMT
    I get paid at least 3x a month, so that helps even things out - and even a couple times this sumer 5x a month, which was just me being a job monger.
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    Dec 10, 2010 6:36 AM GMT
    m paycheck to paycheck right now and i can tell you it sucks, i've never been this broke in my entire life, i hate being unemployed, i get a check once a month that covers rent and phone, thats it, haven't made my car payment in 3 months now, electric is prolly due to be shut off in a couple weeks, strangely enough i'm to the point that i no longer really care, so impossibly frustrated with looking for jobs. at first i thought no big deal , i'll just land a really good job, then as the situation got worse and worse i lowered my expectations to the point i would be grateful for minimum wage.
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    Dec 10, 2010 6:45 AM GMT
    malefeet said
    StudlyScrewRite said WOW! you ARE old.....icon_cool.gif



    Yeah...it's hell turning 39......icon_twisted.gif


    39 is still young... icon_cool.gif
  • mizu5

    Posts: 2599

    Dec 10, 2010 6:48 AM GMT
    No. I also don't foresee it happening realistically. But then, most people don't expect it.

    I am fortunate enough to have parents who are hard working and well to do, and still cover me, as I'm in school.
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    Dec 10, 2010 7:05 AM GMT
    Yes. Sucks. Ugh...
  • fitartistsf

    Posts: 638

    Dec 10, 2010 7:34 AM GMT
    Doing that now... and I work for the government, which as we all know, is wacked, with budget cuts and layoffs, and offices closed...
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    Dec 10, 2010 7:45 AM GMT
    Not sure how to live any other way lol. Hopefully after college I will get the big paying job and I wont have to ever again icon_biggrin.gif
  • jperfit

    Posts: 593

    Dec 10, 2010 7:47 AM GMT
    In this economy, all the time
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    Dec 10, 2010 7:51 AM GMT
    malefeet said
    StudlyScrewRite said WOW! you ARE old.....icon_cool.gif



    Yeah...it's hell turning 39......icon_twisted.gif


    Why did 49 suddenly turn to 39?

    OMG even in my first job, must of been at least $6:00 AU an hour.
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    Dec 10, 2010 7:53 AM GMT
    No I was able to put $500:00 of my last pay into my savings.
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    Dec 10, 2010 8:41 AM GMT
    I don't think while in college it's considered hand-to-mouth in the same way, as it's extremely difficult to juggle a full school load and work. I mean...everyone except a select few who have parents pay for everything live relatively "hand to mouth" during those lean years.

    Outside of schooling I haven't lived hand-to-mouth but I'm also an intense saver and will go without a lot. I wouldn't ever think of carrying a balance on my credit card unless life/death situation (I think it's the fastest way to lose money!)
  • mizu5

    Posts: 2599

    Dec 10, 2010 8:51 AM GMT
    True_blue_aussie saidNo I was able to put $500:00 of my last pay into my savings.
    Whats the exchange rate between Aus and US dolalrs?