Budgets

  • Posted by a hidden member.
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    Dec 27, 2010 4:05 PM GMT
    Does anyone else keep a monthly budget in a program such as Excel? I find it utterly amazing because it helps me to keep track of what I spend, how I spend it, where I spend it, and what can be modified/altered as time goes on. I've been doing this for a year now and it really amazed me how much I was spending on wasteful things and where I really needed to cut back and make changes.

    If you don't have a budget, I highly recommend starting one!
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    Dec 27, 2010 8:09 PM GMT
    I've got a personal version of the weekly cash flow spreadsheet that i maintain at work. Before it dawned on me to make a personal one I always wondered where my money went, but now its pretty clear, and I know when my tight weeks are and can adjust my spending habits accordingly.