Three sums good or bad idea

  • Posted by a hidden member.
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    Sep 22, 2011 3:30 PM GMT
    So ive been sorta seeing the guy for a little while when we first met we talked and found out were both tops any ways long story short is that i never bottom i cant do it, it hurts and is unconfortable for me so hes always bottoming for me. I suggested a 3 sum everyonce in a while to get his "urges" out icon_razz.gif but anyways

    Is a 3 sum a good idea or will it tare us apart ?

    P.S. dont tell me to suck it up cause i tried i just cant
  • mybud

    Posts: 11829

    Sep 22, 2011 4:38 PM GMT
    Dude...you're 18....This is the time for you and him to experiment with each other and with others....Don't take you relationship too seriously....You're still in that..."Wow we both like cheeseburgers stage" Serious relationships take a lot of work ....commitment and a mutual understanding in what you both want and need...Have fun....Be safe....All the best....BUD
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    Sep 22, 2011 4:43 PM GMT
    3 some looks fun icon_smile.gif
  • jim_sf

    Posts: 2094

    Sep 22, 2011 4:46 PM GMT
    (I confess, when I saw this topic I thought it was about addition.)

    How long have you been seeing him? It's one thing to have a "guest star" when you're a well-established couple, but not when you're both still developing an idea of who the other is and how the dynamic works.
  • calibro

    Posts: 8888

    Sep 22, 2011 6:50 PM GMT
    three sums of payment are often better than the reduces lump sum you are given right away if you can afford to wait for the other two installments
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    Sep 22, 2011 6:52 PM GMT
    calibro saidthree sums of payment are often better than the reduces lump sum you are given right away if you can afford to wait for the other two installments


    No its not. Its the time value of money. Whether you take the lump sum or over installments you will get the "same" amount. The company is taking the money they havent paid you, investing it, and gaining the spread.
  • calibro

    Posts: 8888

    Sep 22, 2011 7:09 PM GMT
    Chainers said
    calibro saidthree sums of payment are often better than the reduces lump sum you are given right away if you can afford to wait for the other two installments


    No its not. Its the time value of money. Whether you take the lump sum or over installments you will get the "same" amount. The company is taking the money they havent paid you, investing it, and gaining the spread.


    with the lottery you actually receive less money. that's the tradeoff.
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    Sep 22, 2011 8:05 PM GMT
    You need to look at the value of a payment today versus a delayed payment. If you're short on cash or the value of a payment today is worth more to you than a later payment, then price the later payments to compensate for the lower value you place on a delayed payment.
    You don't necessarily need three sums. Some people may want to pay in two sums. If it's a large payment, you might want to accept five sums.

    dead-horse.jpg
    ok, done.
  • Posted by a hidden member.
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    Sep 22, 2011 8:07 PM GMT
    calibro said
    Chainers said
    calibro saidthree sums of payment are often better than the reduces lump sum you are given right away if you can afford to wait for the other two installments


    No its not. Its the time value of money. Whether you take the lump sum or over installments you will get the "same" amount. The company is taking the money they havent paid you, investing it, and gaining the spread.


    with the lottery you actually receive less money. that's the tradeoff.


    Yea but your not taking into consideration the time value of money.

    Take it like this example, lets say you can get 8% in the market (hypothetically). What you do is take that lump sum invest it and get your 8%.

    A dollar today is worth more than a dollar tomorrow. Im sorry Calibro, yes you get more $$ but you dont get the opportunity cost that those $$ could have given you.
  • Posted by a hidden member.
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    Sep 22, 2011 8:16 PM GMT
    Chainers said
    calibro said
    Chainers said
    calibro saidthree sums of payment are often better than the reduces lump sum you are given right away if you can afford to wait for the other two installments


    No its not. Its the time value of money. Whether you take the lump sum or over installments you will get the "same" amount. The company is taking the money they havent paid you, investing it, and gaining the spread.


    with the lottery you actually receive less money. that's the tradeoff.


    Yea but your not taking into consideration the time value of money.

    Take it like this example, lets say you can get 8% in the market (hypothetically). What you do is take that lump sum invest it and get your 8%.

    A dollar today is worth more than a dollar tomorrow. Im sorry Calibro, yes you get more $$ but you dont get the opportunity cost that those $$ could have given you.



    http://www.straightdope.com/columns/read/2149/if-i-win-the-lottery-should-i-ask-for-a-lump-sum-or-an-annuity
  • Posted by a hidden member.
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    Sep 22, 2011 8:19 PM GMT
    RedheadedRy said
    Chainers said
    calibro said
    Chainers said
    calibro saidthree sums of payment are often better than the reduces lump sum you are given right away if you can afford to wait for the other two installments


    No its not. Its the time value of money. Whether you take the lump sum or over installments you will get the "same" amount. The company is taking the money they havent paid you, investing it, and gaining the spread.


    with the lottery you actually receive less money. that's the tradeoff.


    Yea but your not taking into consideration the time value of money.

    Take it like this example, lets say you can get 8% in the market (hypothetically). What you do is take that lump sum invest it and get your 8%.

    A dollar today is worth more than a dollar tomorrow. Im sorry Calibro, yes you get more $$ but you dont get the opportunity cost that those $$ could have given you.



    http://www.straightdope.com/columns/read/2149/if-i-win-the-lottery-should-i-ask-for-a-lump-sum-or-an-annuity


    Did you read that article? It pretty much reiterates what I said...
  • Posted by a hidden member.
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    Sep 23, 2011 1:58 PM GMT
    Find a hot, monogamous all-bottom couple and strike an arrangement of convenience with them. You get to fuck either or both of them with your boyfriend whenever you feel like it, and they get to get fucked by two hot tops. Win-win.
  • smudgedude

    Posts: 260

    Sep 23, 2011 5:01 PM GMT
    if you really want a serious relationship with this guy, don't do the threesome.

    but if not, go for it.
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    Sep 23, 2011 5:59 PM GMT
    beest555 said... Is a 3 sum a good idea ... ?
    If I'm in it, fuck yeah! icon_biggrin.gif