But to answer the original question, the love of my life better deal with it. They could join and make it a 3-some and afterwards we'd spend the money.
And if the love of my life was on some "I have a million reasons for you to not go through with this", I'd talk them into it.
I'd just say they've had sex with other people in their life and I'm not doing it to spite them and we'd be set for life and in a position to help others.
NOW, if the entire world would know about it, I wouldn't put my love through that.
But some guy who wanted me that bad(unlikely haha) and willing to pay for one night with me and would keep it private, yeah...not shallow, but lots of people do it for free repeatedly to fill the emptiness inside, so once for millions?