Money Saving Tips - Investment Tips

  • metta

    Posts: 39104

    Jul 14, 2012 4:29 PM GMT
    Track Food Expiration Dates to Save Food Waste


    http://earth911.com/news/2012/07/12/food-expiration-dates-save-food-waste/


    share your own.

    Saving Money Tips
  • metta

    Posts: 39104

    Jul 14, 2012 4:52 PM GMT
    Recently, I have been looking into possibly switching form cable to another option, like one of the companies that uses satellites (ex: DirectTV). I have found that they tend to be less than half the cost.

    I have heard that some people are using netflix and hulu plus instead and saving even more. It would mean giving up on some of the shows and getting immediate shows when they are on, as well as not getting news (which the quality of is usually not very good anyways)
  • metta

    Posts: 39104

    Jul 14, 2012 5:06 PM GMT
    ^
    Yes, I looked into that..that is a good option for most people. For me, it will not work because I live in a canyon. There is a web site that can check to see if it will work with your address (I don't remember off-hand what the web site was) that can tell you if it will work in your location or not. It told me that it will not work where I am.
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    Jul 14, 2012 5:13 PM GMT
    Refi your home NOW if you qualify. Interest rates will probably never be lower.
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    Jul 14, 2012 5:36 PM GMT
    metta8 saidRecently, I have been looking into possibly switching form cable to another option, like one of the companies that uses satellites (ex: DirectTV). I have found that they tend to be less than half the cost.

    I have heard that some people are using netflix and hulu plus instead and saving even more. It would mean giving up on some of the shows and getting immediate shows when they are on, as well as not getting news (which the quality of is usually not very good anyways)


    Getting rid of TV altogether is a great way to save money and time. I haven't owned a TV since 2002.
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    Jul 14, 2012 5:38 PM GMT
    Never buy coffee from a coffee shop, just a waste of money. Refi your home if you have a mortgage, buy a moe or condo if ou rent, rates will never be this low again in our lifetime. Get the cheapest internet offer, I have cable Internet and use apple tv and Netflix, and do not watch local tv at all. Never eat fast food, for obvious reasons, but also because it's a waste of money. Finally invest in long term growth funds, every chance you get and as much as you can afford. Plenty to choose from that do not come with a broker attached, never use a broker to buy mutual funds. Read up and don't be a moron.
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    Jul 14, 2012 5:39 PM GMT
    I have a really great money saving tip: Live within your means, and stop spending money on shit you don't actually need.
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    Jul 14, 2012 6:22 PM GMT
    Best one I ever read was in reference to lowering grocery bills. It said, "Eat less." Hmmmm....I thought....icon_rolleyes.gif
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    Jul 14, 2012 6:23 PM GMT
    Steal more.
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    Jul 14, 2012 6:30 PM GMT
    All find tips. I know the post above is in jest.

    Don't run up credit card bills, buy groceries and meals with cash, recycle stuff, talk to cable, cell phone providers about discounts
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    Jul 14, 2012 7:07 PM GMT
    I can get a $50 parking bill reduced to $10. If you use parking garages you can too with this website: http://www.bestparking.com/
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    Jul 14, 2012 7:13 PM GMT
    woofydude saidAll find tips. I know the post above is in jest.

    Don't run up credit card bills, buy groceries and meals with cash, recycle stuff, talk to cable, cell phone providers about discounts


    I don't know about that, Woofy......he IS from TJ, you know......icon_eek.gif
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    Jul 14, 2012 7:14 PM GMT
    When scuba diving, cut back your breathing by 50% and you'll only have to buy a new oxygen tank half as often!
  • kolkii

    Posts: 147

    Jul 14, 2012 7:19 PM GMT
    See where your local taxes go, and vote when you think money is being ill-spent.

    ...ie $37 million in tax raises to upgrade 7 air conditioners (read lining pockets of school admins who already clear over $250k, in my small jurisdiction), with a company notorious for receiving kickbacks, when two other well revered firms could do the same job for less than half the cost.


    oh, and help a hag out and tell them to make their own tampons icon_lol.gificon_lol.gificon_lol.gif

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    Jul 14, 2012 7:21 PM GMT
    Get a better paying job.
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    Jul 14, 2012 7:23 PM GMT
    Live in a city. I put on only about 3,000 miles a year on my car. I can walk to the grocery and hardware stores, the pharmacy, the bookstore and loads of restaurants. Most friends live within a three mile radius and most are within walking distance. Work is a mile away and since I will walk to work no matter what the weather (well my limit is -13), I don't have that expense.
  • kolkii

    Posts: 147

    Jul 14, 2012 7:51 PM GMT
    TheGuyNextDoor said
    darius30 saidRefi your home NOW if you qualify. Interest rates will probably never be lower.

    QFT! ... and put it on a 15yr note.
    Do it people,, and do it now! I did this over 15 yrs. ago and have loved having no mortgage payments the last few years.
    Trust me..it's like an instant raise in your checking account every month.


    yes, and no - depends on your market..

    ie here in Manahttan, there are people who can easily purchase a $3.5MM 2 bedroom, but choose to rent because rent to own ratio is so out of whack on this tiny island which seems to have bucked national trends... as a landlord here, I'd have to agree with them tho and tell them to always rent icon_wink.gif, albeit seeing their myopic point..

    then again, there are people here who want to buy said condos in CASH.. meaning they're waiting for interest rates to actually RISE, which would inadvertently push prices down by weeding out the buyers needing a mtge waiting for interest rates to FALL (less demand = price dip, all things equal which it never is, especially in a global city like NY, with heavy Euro/Asian players in the market taking advantaged of a weak/raped USD$)...
  • dabcrt

    Posts: 512

    Jul 15, 2012 1:18 AM GMT
    Ariodante saidSteal more.
    icon_rolleyes.gif
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    Jul 15, 2012 1:37 AM GMT
    LIEV saidGet a better paying job.
    Or find a job that pays decent, but allows you to work remotely. If I could telecommute with my current job, I would gladly move to a city or state with a lower cost of living.
  • metta

    Posts: 39104

    Jul 17, 2012 11:48 PM GMT
    If you are super wealthy, you can get a mortgage for around 1%

    Mark Zuckerberg's 1.05% mortgage rate
    http://money.msn.com/personal-finance/article.aspx?post=05a79e37-ee48-4e26-af04-69b86d133120
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    Jul 18, 2012 4:27 AM GMT
    I pay roughly $45 a month for cable/internet through TWC. Why pay for all those premium channels when you can watch them all online thru your internet connection Via Netflix/Hulu+ My Sis has Netflix and I have Hulu..so we just share our accounts. I stream my shows Thru TiVo box which I own. Great thread BTW OP!
  • metta

    Posts: 39104

    Jul 20, 2012 8:23 AM GMT
    I'm hearing more good things about using Roku as an alternative to cable. I was thinking about getting DirectTV which costs less than half of cable but the Roku ends up being even cheaper....hmmm. I have been hesitant of DirectTV becuase I don't like the wires they have to install or the dish.

    It looks like the Big Bang Theory can be purchased on amazon instant video. I wish that they would put it on hulu plus.


    Is there much of a difference between Hulu Plus and Netfix in what they offer?

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    Jul 20, 2012 9:06 AM GMT
    GAMRican said
    metta8 said

    Getting rid of TV altogether is a great way to save money and time. I haven't owned a TV since 2002.


    Well said GAMR!! I haven't owned a TV either icon_smile.gif
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    Jul 20, 2012 9:09 AM GMT
    metta8 said
    Is there much of a difference between Hulu Plus and Netfix in what they offer?


    Yes. From what I've noticed, Hulu Plus has a lot more current on-air tv shows whereas Netflix has more B-list movies and cancelled shows. But the on-air shows that Netflix does have are usually behind a season or two.
    I haven't looked into Hulu Plus' movie selection (if it has movies available).
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    Jul 20, 2012 1:05 PM GMT
    Great topic. My tip is the next time you have to shop for a car, see if a hybrid or electric might be right for you. I still drive wherever I want, but only go to the gas station about once every 2 weeks, and only pay $30-something dollars each time.