How Much Are the Contents of Your Refrigerator/Freezer Worth?

  • Posted by a hidden member.
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    Jul 17, 2012 3:19 AM GMT
    The insurance adjuster valued the worth of the food I lost when my power was out at $490. I had estimated around $300 but I guess it doesn't take long for food to add up. What do you think is the total value of the food currently in your refrigerator/freezer?
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    Jul 17, 2012 3:57 AM GMT
    Not an effing clue.
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    Jul 17, 2012 3:57 AM GMT
    You can get insurance for food that spoils during power outages? Did the adjustor come just for that, and if so, is it even worth claiming if it drives your premiums up? Or was this related to some sort of major flood or hurricane damage? And can you please take your shirt back off?

    I found out when my basement freezer disconnected - approximately $75. How did I know? I'd just bought it and loaded it with 50 meals I bulk cooked which averaged $1.50 each. (I'd got the chicken breast on sale for $1.99/lb, stewed it in a crockpot with produce, slow cooked dry beans and ladled both over brown rice on half, quinoa the other.) I didn't mind losing the $75, it was the hassle of having to buy and recook everything all over again. (Not shown - the blue lidded salmon, brown rice and steamed vegetable meals made for $1.75 each, the chicken meals were $1.25 each.)

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    Jul 17, 2012 3:58 AM GMT
    probably not an accurate gauge right now, since i'm budgeting the shit out of myself and essentially eating every stupid thing that's built up in there. Maybe $50-60
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    Jul 17, 2012 4:04 AM GMT
    For me, the meat in the freezer and the shelf full of jars of condiments, sauces, etc. is probably the most expensive part. Yeah, probably several hundred dollars. Groceries are expensive.

    eagermuscle said
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    I am sure that is both nutritious and economical, but I just couldn't eat like that.icon_eek.gif
  • HottJoe

    Posts: 21366

    Jul 17, 2012 4:04 AM GMT
    Let's see, almost empty milk carton, five organic eggs, half a head of lettuce, ketchup... Yeah, I say that's 400 to the adjustors, more or less.
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    Jul 17, 2012 4:05 AM GMT
    showme saidFor me, the meat in the freezer and the shelf full of jars of condiments, sauces, etc. is probably the most expensive part. Yeah, probably several hundred dollars. Groceries are expensive.

    eagermuscle said
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    I am sure that is both nutritious and economical, but I just couldn't eat like that.icon_eek.gif


    This is why I think it would be hard to do this...

    I know how much I spend a week on groceries, but that doesn't include all the shit that sits in there all the time.
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    Jul 17, 2012 4:09 AM GMT
    showme saidFor me, the meat in the freezer and the shelf full of jars of condiments, sauces, etc. is probably the most expensive part. Yeah, probably several hundred dollars. Groceries are expensive.

    eagermuscle said
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    I am sure that is both nutritious and economical, but I just couldn't eat like that.icon_eek.gif

    The chicken stew and rice in those containers can be eaten as is or doctored into many different meals - soup, Thai (pineapple chunks, peanut butter and Thai sauce), Mexican (Ezekiel wrap, fat free refried beans, salsa), and Indian (related spices and spinach dahl) to name a few. Yep, that drives the cost of the meals up to, say, $2-2.50. But those condiments are in my main refrigerator and pantry. I do it as a convenience thing - I basically only have to cook once a month this way and subsequent doctoring takes no more than ten minutes.
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    Jul 17, 2012 4:25 AM GMT
    Actually, not a whole lot in the fridge. Maybe $75 or $80 at the most. I currently have the quad to myself so there's not much in the fridge. And because I'm going to college right now without a car on hand, I have to shop at the grocery store pretty frequently and make a few trips a week to keep stock since I carry everything by hand.
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    Jul 17, 2012 5:48 AM GMT
    I've got a couple hundred dollars worth of fish and meat in the freezer. In my folks house, we used to have a lot more than that. Like a years worth at any given time.

    Of course, in the lab fridge and freezer, I've got a few thousand dollars worth of reagents.
  • Jasonblue

    Posts: 287

    Jul 17, 2012 6:12 AM GMT
    Add pictures. That way we can judge...err estimate for ourselves.icon_lol.gif
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    Jul 17, 2012 6:18 AM GMT
    WTH you got in there, Coach?

    I would put the value at around $300 for mine, with the frozen meats and salmon I have, along with the organic veggies and eggs.

    I've heard stories where insurance adjustors over-value lost personal items, when dealing with smaller claims.
  • morleyq

    Posts: 175

    Jul 17, 2012 6:18 AM GMT
    We shouldn't count the cash stashed in the freezer?
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    Jul 17, 2012 7:41 AM GMT
    ECnAZ saidWTH you got in there, Coach?

    I would put the value at around $300 for mine, with the frozen meats and salmon I have, along with the organic veggies and eggs.

    I've heard stories where insurance adjustors over-value lost personal items, when dealing with smaller claims.

    I don't cook so I had a lot of deli stuff in there like turkey and ham and cheeses plus frozen dishes like Stouffer's mac and cheese; I stock popsicles like I run a day care and I never met a gourmet mustard I wouldn't buy. Downstairs I keep a fridge stocked with steaks and chicken in the freezer for grilling and beer for when company comes and my brother and I have a deep freezer where we keep the stuff we kill.
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    Jul 17, 2012 7:45 AM GMT
    morleyq saidWe shouldn't count the cash stashed in the freezer?


    Cold hard cash?
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    Jul 17, 2012 7:50 AM GMT
    eagermuscle saidYou can get insurance for food that spoils during power outages? Did the adjustor come just for that, and if so, is it even worth claiming if it drives your premiums up? Or was this related to some sort of major flood or hurricane damage? And can you please take your shirt back off?


    Yeah, I wasn't aware my homeowner's policy covered loss of food either til the local news reported on it. This was related to a major wind storm called a derecho that hit the area....hurricane force winds in excess of 90mph. All of central Virginia was without power for anywhere from 3 to 14 days. And you're right...I'm sure premiums will go up. I also just read electricity rates will go up to pay for the $60 million dollars it cost APCO to bring in crews from all over the south to get electricity back to the area.
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    Jul 17, 2012 7:54 AM GMT
    My sister has money, and 3 fridges full of food for the day, and for later... not to mention 2 pantries... say about $2G's? Loosely basing my number on your bachelor fridge of food... pics of it would help a lot.
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    Jul 17, 2012 7:58 AM GMT
    Sweet fuck all, really. I tend not to load it up very heavily.
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    Jul 17, 2012 8:02 AM GMT
    Less than $200.

    Then again, I stock it twice a week.

    ...damn Paleo diet with its natural shit. Everything spoils in 3 days. icon_lol.gif
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    Jul 17, 2012 8:10 AM GMT
    Coach_Mike said
    I have a deep freezer where we keep the stuff we kill.


    Hmmm..wonder what the local "Missing Persons" report looks like in your area…..icon_razz.gif
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    Jul 17, 2012 8:16 AM GMT
    Tree fitty...as in $3.50. icon_cry.gif
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    Jul 17, 2012 8:27 AM GMT
    ECnAZ said
    Coach_Mike said
    I have a deep freezer where we keep the stuff we kill.


    Hmmm..wonder what the local "Missing Persons" report looks like in your area…..icon_razz.gif


    We try to keep something for everybody....Italian, Chinese, Mexican, Vietnamese.
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    Jul 17, 2012 8:32 AM GMT
    ECnAZ said
    Coach_Mike said
    I have a deep freezer where we keep the stuff we kill.


    Hmmm..wonder what the local "Missing Persons" report looks like in your area…..icon_razz.gif


    Seriously, that was what I was most upset about losing (except my mango butter from Hawaii). We had a lot of quail and pheasant, my brother had some deer, my uncle gave us some wild boar and we had a lot of flounder and trout.
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    Jul 17, 2012 8:54 AM GMT
    Coach_Mike said

    Seriously, that was what I was most upset about losing (except my mango butter from Hawaii). We had a lot of quail and pheasant, my brother had some deer, my uncle gave us some wild boar and we had a lot of flounder and trout.


    Definitely sucks. Sorry you lost all that. Maybe there's the bright side of enjoying the sport of hunting and catching all of it all over again. And, you are getting monetary compensation for it so it's like you sold it for profit, without having to pay taxes on it.
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    Jul 17, 2012 9:29 AM GMT
    ECnAZ said
    Coach_Mike said

    Seriously, that was what I was most upset about losing (except my mango butter from Hawaii). We had a lot of quail and pheasant, my brother had some deer, my uncle gave us some wild boar and we had a lot of flounder and trout.


    Definitely sucks. Sorry you lost all that. Maybe there's the bright side of enjoying the sport of hunting and catching all of it all over again. And, you are getting monetary compensation for it so it's like you sold it for profit, without having to pay taxes on it.

    Oh yeah. We can replace the birds and the fish easily. The deer are so plentiful here I can probably open the basement door and the freezer and one will jump in. I'm not sure when I'll get my hands on wild boar ham steaks again though.