You can get insurance for food that spoils during power outages? Did the adjustor come just for that, and if so, is it even worth claiming if it drives your premiums up? Or was this related to some sort of major flood or hurricane damage? And can you please take your shirt back off?
I found out when my basement freezer disconnected - approximately $75. How did I know? I'd just bought it and loaded it with 50 meals I bulk cooked which averaged $1.50 each. (I'd got the chicken breast on sale for $1.99/lb, stewed it in a crockpot with produce, slow cooked dry beans and ladled both over brown rice on half, quinoa the other.) I didn't mind losing the $75, it was the hassle of having to buy and recook everything all over again. (Not shown - the blue lidded salmon, brown rice and steamed vegetable meals made for $1.75 each, the chicken meals were $1.25 each.)