If you needed cash immediately, what would you do?

  • SwimBIkeRun94...

    Posts: 480

    Sep 22, 2012 12:58 PM GMT
    A friend of mine has a history of money problems.

    I have loaned -- errr, "given" -- him probably $3K-$4K to cover last minute issues. (I'm not expecting it back.)

    For the past couple of months I had thought he was on the road to recovery, but alas yesterday I get an email asking for $1,000 to cover his car payment and some utilities.

    I know I'm lucky I'm able to just write a check, but I'm doing him no favors.

    I want to find out when these things are due, and if there is a reasonable length of time, I would consider offering to match dollar-per-dollar what he's able to scrounge up over the next week or so by working.

    He needs to feel some pain, in other words.

    Given his unemployed situation, he's available to work, but I'm just curious what he could earn in the next 7 days, i.e. there's no time to interview, etc.

    Any thoughts? He is pretty hot, but I also don't think prostitution is the right path for him either. icon_smile.gif
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    Sep 22, 2012 2:35 PM GMT
    sucker.
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    Sep 22, 2012 2:57 PM GMT
    If I needed money I'd start selling stuff. maybe mow some lawns or something icon_neutral.gif
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    Sep 22, 2012 3:08 PM GMT
    Claystation saidIf I needed money I'd start selling stuff. maybe mow some lawns or something icon_neutral.gif


    yeah. lawn work, wash cars, sell stuff. I have a Nintendo Wii that I rarely use just sitting in my living room, not to mention a hoard of vintage (and rare) electronics.
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    Sep 22, 2012 3:09 PM GMT
    @OP - Sounds like your friend has a great way of getting money already.
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    Sep 22, 2012 3:18 PM GMT
  • stratavos

    Posts: 1831

    Sep 22, 2012 3:31 PM GMT
    I recently got some work through a friend at a mail house. the week's work was divided because of the way their payments go, but all told, I've seen minimum wage, for about 41 hours work. (Canadian minimum is $10:25 an hour).

    Hopefully that helps answer your question.
  • rnch

    Posts: 11524

    Sep 22, 2012 3:36 PM GMT
    Reality calling: This guy is ...NOT... your "friend".



    icon_exclaim.gif:
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    Sep 22, 2012 3:40 PM GMT
    First I can't imagine asking anyone for money..but if you are gonna give him money and not expect it back, then he should being doing errands for you. Cleaning your house, grocery shopping, mowing your lawn, ect... It can't be a one way street where he gets money.

    Also if he needs $1000 for car payment and utilities then he is living a life well above his means and needs to cut back.

    Good Luck
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    Sep 22, 2012 3:43 PM GMT
    I did use one of those quick cash advance places once. icon_neutral.gif
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    Sep 22, 2012 3:43 PM GMT
    Drive to wells Fargo or chase to their ATM.
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    Sep 22, 2012 3:50 PM GMT
    If there is a will , there is a way !!
    Only in case of sickness or sudden unemployment ,i would help someone in needs . I have been sucked that way 3 times ( family and friend ) and have learned my lesson !!icon_sad.gif
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    Sep 22, 2012 4:01 PM GMT
    My brother helped me out when I was unemployed and got behind on some bills, but I would never ask a friend for money. I had one friend ask me to borrow some money once a few years ago and I told him yes because of the situation. When he came to get it, he came with a loan document stating how he would pay it back and the interest he would pay and he gave me his violin to keep as collateral for the loan. I gave his violin back to him because I felt the loan document was enough. He even paid his loan off early.

    I would tell this guy that I would lend him some money, but he will have to pay it back within a certain amount of time and sign a document saying so. he can either pay back in cash or services. He knows you are a pushover and will keep on coming to you for a handout. He is obviously living beyond his means so maybe the guy needs a second job.
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    Sep 22, 2012 4:08 PM GMT
    Does your "friend" have anything of value that he can give to you to hold until he pays back the money? I'd make it something that he would definitely miss if he doesn't pay you back. Otherwise, remind him that bus passes are cheaper than car payments.
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    Sep 22, 2012 4:25 PM GMT
    Hospital Orderly. ....hospitals are often in need of orderlies and they dont need much training. Especially if he is willing to work odd shifts and weekends.

    Odd jobs....yard cleaning, painting, window cleaning ....if he has a truck, recycle hauling.

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    Sep 22, 2012 4:27 PM GMT
    Housecleaning, car detailing, masseur, landscaping, etc.
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    Sep 22, 2012 4:27 PM GMT
  • Import

    Posts: 7190

    Sep 22, 2012 4:28 PM GMT
    Call up one of those 800 numbers promising instant cash and yet charge u exorbitant interest rates to pay it back. Only to default on that as well.

    continue the cycle of debt
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    Sep 22, 2012 4:31 PM GMT
    pizza delivery
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    Sep 22, 2012 4:33 PM GMT
    http://www.realjock.com/Cash

    There ya go!
    icon_lol.gif
  • Import

    Posts: 7190

    Sep 22, 2012 4:33 PM GMT
    BlackCat90 saidhttp://www.realjock.com/Cash

    icon_lol.gif


    ewwww, he's gross.
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    Sep 22, 2012 4:35 PM GMT
    Go to church?
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    Sep 22, 2012 4:39 PM GMT
    There are medical trials that pays you like $2000 to inject like unknown chemicals in you.

    Or, he can donate his sperms.

    Or he can do porn like for Randy Blue or Corbin Fisher.
  • O5vx

    Posts: 3154

    Sep 22, 2012 4:55 PM GMT
    RadRTT saidFirst I can't imagine asking anyone for money..but if you are gonna give him money and not expect it back, then he should being doing errands for you. Cleaning your house, grocery shopping, mowing your lawn, ect... It can't be a one way street where he gets money.

    Also if he needs $1000 for car payment and utilities then he is living a life well above his means and needs to cut back.

    Good Luck


    This. Cut your coat according to your size.
  • rnch

    Posts: 11524

    Sep 22, 2012 5:11 PM GMT
    SwimBIkeRun949 saidA friend of mine has a history of money problems.

    I have loaned -- errr, "given" -- him probably $3K-$4K to cover last minute issues. (I'm not expecting it back.)

    For the past couple of months I had thought he was on the road to recovery, but alas yesterday I get an email asking for $1,000 to cover his car payment and some utilities...



    some "friend" this guy is (NOT) icon_exclaim.gif




    icon_rolleyes.gif




    By repeatedly handing over money to this "friend", with no promise of payback, you are "enabling" a lifestyle that he obviously cannot afford.

    HOW are you "helping" him icon_question.gif



    icon_confused.gif