Being gay and a Homeowner....

  • Posted by a hidden member.
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    Mar 10, 2013 1:52 AM GMT
    ok i always dream that someday ill be able to afford my own home. How many of you guys own your own home and is it everything that you dream that it would be? Do you feel more secure? Do you enjoy making enhancements to it? Anyways i was watching a tv show.."House Hunters" and it so happens there was a gay couple on it. take a look.





  • Posted by a hidden member.
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    Mar 10, 2013 2:22 AM GMT
    Although I've never been a homeowner, I have been a hobbyist for years (various hobbies).

    One common denominator is the excitement of upgrading your hobby toys. If I had a house, it would become a hobby toy. I'd upgrade it as much as I could afford to, because it would be fun and rewarding...just as any other hobby upgrades.

    BTW, living in an urban environment has modified my definition of "dream home." I used to think a 3/2 would be enough; but now I have so many hobbies (and have seen so many huge houses) that a 30/20 would be closer to my taste. Unfortunately though, I'm not currently in a position to spend $50mil on a house.
  • E_84

    Posts: 201

    Mar 10, 2013 10:21 AM GMT
    All I can say is the older one was really good-looking.

    I was watching him the whole time...

    Ok, what was the question?
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    Mar 10, 2013 10:28 AM GMT
    At the moment it feels like I am so far away from buying a home, I could afford to buy one with a partner, but I don't have one so I am stuck paying £600 a month rent for now. Seeing as how gay people are mostly single, this seems to make the whole "pink pound" idea not really make sense to me.
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    Mar 10, 2013 10:33 AM GMT
    Being a gay homeowner...

    is just like being a straight homeowner. Don't know why that has to be part of the conversation?

    Where I live I chose to purchase a home because the house payment I make is cheaper than the rent I would pay.
  • Diceroll

    Posts: 224

    Mar 10, 2013 10:40 AM GMT
    I bought my first place in 2010. The obvious downside is the strain it can put on your finances - it's been hard to put money away in savings when there's ALWAYS something to pay for. My other problem is that I hate cleaning lol

    What makes it worthwhile is the whole security thing. The best feeling is coming home on friday after a shitty week at work and knowing you have your own place to hibernate in for the whole weekend, if you want to. Obviously you can do that in a rented place as well but it doesn't feel the same.
  • Fritter

    Posts: 1696

    Mar 10, 2013 11:14 AM GMT
    TheQuest saidBeing a gay homeowner...

    is just like being a straight homeowner. Don't know why that has to be part of the conversation?

    Where I live I chose to purchase a home because the house payment I make is cheaper than the rent I would pay.


    This
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    Mar 10, 2013 11:32 AM GMT
    Here it is much cheaper to rent with the exorbitant real estate prices unfortunately.
  • FitGwynedd

    Posts: 1468

    Mar 10, 2013 12:20 PM GMT
    dear+abby.jpg
  • LJay

    Posts: 11612

    Mar 10, 2013 1:03 PM GMT
    Owning a house is hardly a matter of having a big toy to constantly improve and decorate. Though the mortgage is cheaper than rent would be for me, maintenance, taxes, repairs utilities and whatever else happens to come up are more than enough to make up the difference.

    Equity, a sense of permanence, control over my environment, and taking part in a community are important, though and home ownership is worth it all to me.
  • drakutis

    Posts: 586

    Mar 10, 2013 1:12 PM GMT
    Diceroll saidI bought my first place in 2010. The obvious downside is the strain it can put on your finances - it's been hard to put money away in savings when there's ALWAYS something to pay for. My other problem is that I hate cleaning lol

    What makes it worthwhile is the whole security thing. The best feeling is coming home on friday after a shitty week at work and knowing you have your own place to hibernate in for the whole weekend, if you want to. Obviously you can do that in a rented place as well but it doesn't feel the same.


    This so true in every sense! You start looking at things differently because you have mortgage to pay. This last week, I had part of my roof blow off and wrap around my chimney. My first thought "How much will that cost?". But I love owning (well the bank owns it), as opposed to renting. The tax benefits are good, hate cleaning! Ugh!!
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    Mar 10, 2013 1:29 PM GMT
    E_84 saidAll I can say is the older one was really good-looking.

    I was watching him the whole time...

    Ok, what was the question?


    Yup.
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    Mar 10, 2013 1:38 PM GMT
    TheQuest saidBeing a gay homeowner...

    is just like being a straight homeowner. Don't know why that has to be part of the conversation?

    Where I live I chose to purchase a home because the house payment I make is cheaper than the rent I would pay.
    Absolutely! In my area, my mortgage payment has always been less than rent. It can be a hassle at times, because there's no landlord to call when things need repairing, but I have never, ever regretted being a homeowner.
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    Mar 10, 2013 2:09 PM GMT
    I purchased a condominium. Ownership is nice... I never dreamed of owning a place, I just felt it was the right time to 'settle down'.

    I definitely feel secure with my place. I get along well with the owners in my building and the surrounding community is generally safe and quiet. My mortgage is cheaper than what rent would be in my area so financially I have never felt pinched with my mortgage.

    Aside from having some hot guys lay down new carpets (yes, I'm a carpet guy), I haven't done much to my place. If/when I do, I will definitely contract this work out since I am no craftsman.

    I appreciate the Home and Garden Channel for showcasing gay couples in their shows... and yes the older guy in the episode you embedded is seriously hot.

    I know you didn't ask this question, but condo ownership is much different than homeownership. There are some negatives about owning a condo that really irk me and ultimately will cause me to sell my place and buy a home.
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    Mar 10, 2013 2:17 PM GMT
    TheQuest saidBeing a gay homeowner...

    is just like being a straight homeowner. Don't know why that has to be part of the conversation?

    Where I live I chose to purchase a home because the house payment I make is cheaper than the rent I would pay.


    This, plus if I can make additional income by renting out my spare room occasionally. I decided to become a homeowner after 10 years as a nomad. I thought it would clip my wings, instead I have a new base from which to travel.
  • HndsmKansan

    Posts: 16311

    Mar 10, 2013 2:19 PM GMT
    Love it... Had my house built 8 years ago and really enjoy it!

    Homeowning has some great tax aspects, especially for us who are
    "single" taxpayers and have no kids as deductions. My mortgage interest
    is a very important deduction.

    However it isn't for everybody. I love my yard work, landscaping, gardening, etc, but I grew up in a house where I did much of it as a kid and for me its really about building a "home" and not just somewhere where you sleep and "spend time"....
  • mikeeugene

    Posts: 84

    Mar 10, 2013 2:59 PM GMT
    I've owned my place for 11 years now. Your choice to buy should depend on how long you expect to live in your community. I wouldn't recommend buying if you are likely to move cities within the next year or two. Also, make sure that you know which part of the city you will want to live in.

    Keep in mind your commute. I see by your profile that you live in Brooklyn. Finding a house / condo that you like might involve moving further from your job. I live about 15 minutes from my work, but I live quite a distance from the cultural events of Portland.

    I've read about those commuters in southern Cal who drive 60-90 minutes each way so that they can "afford" a house. I'm not sure they figured in the cost of their commute or the lowered quality of life they might feel being behind the wheel so long each day.
  • hebrewman

    Posts: 1367

    Mar 10, 2013 3:14 PM GMT
    i'm confused about the title of this tread. what does being gay have to do with home ownership? it's as if someone said i was a 'gay boat owner'. no, i'm a boat owner. that happens to be gay. simple as that. my fellow slip holders do not say 'oh, that boat belongs to the gay jew'. they say,' that trojan tri cabin belongs to aaron.'
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    Mar 10, 2013 3:19 PM GMT
    I love owning my own home. I just purchased a new condo this past September and have just started the process of upgrading my kitchen a little bit. It is really nice being a homeowner as I can make it into whatever I want. I can paint, change the flooring, remodel. Being in a condo, I can not remove walls or put new ones up without permission, but I can do whatever else I would like. Once I get the kitchen done, I will be painting as I am getting kind of tired of looking at these white walls. My mortgage payment including taxes, insurance and association fees are much less than paying rent in my location.
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    Mar 10, 2013 3:33 PM GMT
    Diceroll saidI bought my first place in 2010. The obvious downside is the strain it can put on your finances - it's been hard to put money away in savings when there's ALWAYS something to pay for. My other problem is that I hate cleaning lol

    What makes it worthwhile is the whole security thing. The best feeling is coming home on friday after a shitty week at work and knowing you have your own place to hibernate in for the whole weekend, if you want to. Obviously you can do that in a rented place as well but it doesn't feel the same.

    Agree.
    After years of renting, I finally purchased a house in 2009, and while it's sometimes a lot of work to handle on your own, it's worth it. It was a new construction, and I have had a lot of fun making a "house" into a "home" that truly is a reflection of my personality. I prefer the do-it-yourself approach, which takes a lot longer, but is much more satisfying. I have basically done all of the painting/decorating (with bold colors...lol), on a room-by-room basis, and I really love the way it's turned out. I have an extra large lot and yard, which translates to a lot of time spent mowing the lawn, raking the leaves (12 trees in my yard, so leaves galore every fall), shoveling snow, etc...but I love the outdoors, so it's all good.
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    Mar 10, 2013 3:35 PM GMT
    TheQuest saidBeing a gay homeowner...

    is just like being a straight homeowner. Don't know why that has to be part of the conversation?

    Where I live I chose to purchase a home because the house payment I make is cheaper than the rent I would pay.


    If you can "keep it up" and in a "nice cozy neighborhood"...then it's in every sense a part of the conversation.icon_wink.gif

    Seriously...it does tie your hands somewhat but can also be a source of pride and expression. I like having a place that reflects my internal self as well as allowing me to influence the immediate environment surrounding my home.
  • Buddha

    Posts: 1767

    Mar 10, 2013 3:43 PM GMT
    rickmenbashi said
    E_84 saidAll I can say is the older one was really good-looking.

    I was watching him the whole time...

    Ok, what was the question?


    Yup.


    Are you kidding? I couldn't take my eyes off the younger, darker skinned one, I mean wow. His smile is fucking amazing.
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    Mar 10, 2013 3:49 PM GMT
    WhyThe FUCK is the question "being gay and a homeowner"..???

    How about "being male and a homeowner"

    or "being a chemist and being a homeowner"

    or "being white and being a homeowner"?


    Why the fuck does it always have to be 'being gay and....blah blah blah"?!?


    You don't stop to think "Hey I'm a chemist and I ride a bicycle" or "I'm a black male and I play soccer"

    Do you???????
    Sheesh!
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    Mar 10, 2013 3:55 PM GMT
    It's been great on my taxes for sure, a lot of work, but, most of the time, I enjoy it.
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    Mar 10, 2013 3:55 PM GMT
    [quote][cite]E_84 said[/cite]All I can say is the older one was really good-looking.

    I was watching him the whole time...

    I like em both - can I have em both??