I'm in the process of losing those last 5lbs - 10lbs of vanity fat, which believe me is worse than losing the initial weight. At my heaviest, when I was a former fatty, I was close to 300lbs (even though, I stopped weighing myself at around 280lbs) and had a 42'' waist, so I know what it's like struggling with losing weight.
If I knew then what I know now, I could have saved myself years of headaches, physical pain and abuse. When I first started to lose weight, I was so ignorant about the whole process and became anorexic (from 300lbs to 150lbs in about 8 months eating nothing but ONE protein bar a day, living off of ephedra and fat loss pills) and then when I finally began to eat, I was an exercise anorexic, where you eat but feel the need to burn off every calorie that you consume by working out. All I was doing in the process was burning muscle mass, lowered my total muscle-to-fat ratio, which, true, did make me smaller, but I was a skinny fat guy, not a toned guy.
What I'm leading to is that your physical appearance is mostly all about your diet! You can only spend so many hours a day in the gym burning off those unwanted calories, but it's what you do outside the gym, primarily in the kitchen, that counts. I just wished I spent more time mastering and planning my diet than all those useless hours starving, exercising (incorrectly) and burning all of those muscles in the process.
We have to ask ourselves how we got to where we are right now, weight wise, that is, and we'll find that it wasn't because we didn't exercise or exercised too little. It was because of our food choices and our lack of restraint in the kitchen. We can't undo what we created by by working out 24/7 because that's not what caused us to become overweight in the first place. It was our dietary choices, so let's take that same path but, this time, undo the damage that we caused.
If you want to change your body, change your dietary habits and completely rethink the whole role of food in your life. That combined with weight training, and you'll see results quicker than ever.
A good way to be held accountable is to keep a food journal. This forces you to keep track of your total calories, protein, carbs and fat that you're getting every day. You can also see what foods sabotage your efforts and if you're getting enough protein to meet your activity levels. You should do a daily food journal and periodically post it here so everyone can see how you're coming along, give advice and see how your physical appearance is changing along with your diet. This would be a good tool to help you keep accountable.
Best of luck