Being single and buying somewhere to live

  • Posted by a hidden member.
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    May 19, 2013 10:53 PM GMT
    This is not intended as a sob story type of topic, but most of my straight friends are in relationships, lots of them have got married and bought somewhere to live.

    I am at the stage in my life now where I could afford to buy somewhere, not in London but somewhere else it would not be too hard and house prices have come down a lot in the UK so the next couple of years would probably be a good time to buy.

    Of course, I could afford somewhere a lot better if I was buying with someone else.

    What have other people done (especially if you are not in a relationship?). Did you buy with friends? With an ex (eek!). Or are you happy renting?
  • BryUSC88

    Posts: 198

    May 20, 2013 12:37 AM GMT
    Hey bud. I certainly would NOT wait for a relationship to buy. I paid rent for years, and always thought it was flushing money down the drain. I finally bought a townhouse in my early 30's. I lived there about 10 years, then recently bought a house, and rented the townhouse out. I do sometimes think that a two income household would be able to afford a lot more, but I'm stable enough to own two houses...so I don't dwell on that. In my opinion, owning is almost always better than renting. And if Mr. Right comes along one day and we decide to buy a house together, then I'll deal with that then.
  • Import

    Posts: 7190

    May 20, 2013 2:05 PM GMT
    I wouldn't wait for a relationship to come along if u wanted to buy a place. If you are in a position to buy, start looking for properties.

    Def don't buy with a friend or an ex.... I can't imagine that would be a good idea.
  • Posted by a hidden member.
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    May 20, 2013 2:06 PM GMT
    bought on my own - one of the best things I've ever done
  • Posted by a hidden member.
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    May 20, 2013 2:13 PM GMT
    i bought a condo 12 years ago.
  • Posted by a hidden member.
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    May 20, 2013 2:43 PM GMT
    Just recently bought a new place. The biggest issue is getting enough for the down payment to get in, even if you qualify for the monthly payment, it's expensive to come up with enough cash to put down. This is particularly true in the big cities.

    You'd be better to buy and rent a room out than to just wait. Interest rates are great, prices are good. I'd work to try and make it happen if I were you.
  • OrangeCTGuy

    Posts: 2

    May 20, 2013 2:52 PM GMT
    My ex is a luxury home builder ($2M+). We spent 16 years together until he decided to fall in love with a closeted guy. He walked out on me and the dog. Now, I rent because I trusted him with our future and providing a place to live.
    I make enough money to buy something but I too am hesitant. Is it wise to buy with only one income?
  • Posted by a hidden member.
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    May 20, 2013 2:54 PM GMT
    From a practical standpoint, why not think of it as an investment? If you're alone, that might mean you could buy a smaller property which is more suited to your needs and means. Even if the value declines a little, I can't imagine it being worse than having your money slowly sucked away by rentals...
  • FitGwynedd

    Posts: 1468

    May 20, 2013 2:57 PM GMT
    I rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.
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    May 20, 2013 3:16 PM GMT
    FitGwynedd saidI rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.


    what is public and private sectors?
  • imbrad

    Posts: 377

    May 20, 2013 3:38 PM GMT
    I'm saving right now to buy my own place. It would be nice to have a husband to do it with but that's just not the case. Several of my friends are single and own their own houses. After a while it just makes sense to put your money into a mortgage rather than a lease.
  • FitGwynedd

    Posts: 1468

    May 20, 2013 3:39 PM GMT
    Dallasfan824 said
    FitGwynedd saidI rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.


    what is public and private sectors?


    Are you really that dense?
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    May 20, 2013 3:46 PM GMT
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd saidI rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.


    what is public and private sectors?


    Are you really that dense?


    It was a simple question fucktard. If you didnt want to answer it you could have just ignored it. No reason to be cunt about it.
  • Posted by a hidden member.
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    May 20, 2013 3:47 PM GMT
    StratfordCTGuy saidMy ex is a luxury home builder ($2M+). We spent 16 years together until he decided to fall in love with a closeted guy. He walked out on me and the dog. Now, I rent because I trusted him with our future and providing a place to live.
    I make enough money to buy something but I too am hesitant. Is it wise to buy with only one income?


    Let that be a lesson to anyone looking to skate through life on someone else's dime, especially if there is no marriage equality and community property where you live.

  • Posted by a hidden member.
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    May 20, 2013 3:49 PM GMT
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd saidI rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.


    what is public and private sectors?


    Are you really that dense?


    It was a simple question fucktard. If you didnt want to answer it you could have just ignored it. No reason to be cunt about it.


    You live in the US and he lives in the UK. I think the closest think we would have here that he is talking about is section 8 housing.

    The incivility on this site is astounding.
  • FitGwynedd

    Posts: 1468

    May 20, 2013 3:50 PM GMT
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd saidI rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.


    what is public and private sectors?


    Are you really that dense?


    It was a simple question fucktard. If you didnt want to answer it you could have just ignored it. No reason to be cunt about it.


    I just can't believe you don't know the difference between public sector and private sector, seriously lol
  • FitGwynedd

    Posts: 1468

    May 20, 2013 3:52 PM GMT
    UndercoverMan said
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd saidI rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.


    what is public and private sectors?


    Are you really that dense?


    It was a simple question fucktard. If you didnt want to answer it you could have just ignored it. No reason to be cunt about it.


    You live in the US and he lives in the UK. I think the closest think we would have here that he is talking about is section 8 housing.


    Not really, its kind of like Roosevelt Island.
  • Posted by a hidden member.
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    May 20, 2013 3:53 PM GMT
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd saidI rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.


    what is public and private sectors?


    Are you really that dense?


    It was a simple question fucktard. If you didnt want to answer it you could have just ignored it. No reason to be cunt about it.


    I just can't believe you don't know the difference between public sector and private sector, seriously lol


    Newsflash, not all of us live in the UK. Lol. I cant believe you dont know that different countries may use different terms for things or may not have the same same system.
  • FitGwynedd

    Posts: 1468

    May 20, 2013 3:54 PM GMT
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd saidI rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.


    what is public and private sectors?


    Are you really that dense?


    It was a simple question fucktard. If you didnt want to answer it you could have just ignored it. No reason to be cunt about it.


    I just can't believe you don't know the difference between public sector and private sector, seriously lol


    Newsflash, not all of us live in the UK. Lol. I cant believe you dont know that different countries may use different terms for things or may not have the same same system.


    The US uses the terms public sector and private sector extensively.
  • Posted by a hidden member.
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    May 20, 2013 3:54 PM GMT
    FitGwynedd said
    UndercoverMan said
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd saidI rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.


    what is public and private sectors?


    Are you really that dense?


    It was a simple question fucktard. If you didnt want to answer it you could have just ignored it. No reason to be cunt about it.


    You live in the US and he lives in the UK. I think the closest think we would have here that he is talking about is section 8 housing.


    Not really, its kind of like Roosevelt Island.


    Hmm. Why no vitriol for him?
  • FitGwynedd

    Posts: 1468

    May 20, 2013 3:56 PM GMT
    Dallasfan824 said
    FitGwynedd said
    UndercoverMan said
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd saidI rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.


    what is public and private sectors?


    Are you really that dense?


    It was a simple question fucktard. If you didnt want to answer it you could have just ignored it. No reason to be cunt about it.


    You live in the US and he lives in the UK. I think the closest think we would have here that he is talking about is section 8 housing.


    Not really, its kind of like Roosevelt Island.


    Hmm. Why no vitriol for him?


    Because he isn't a stupid moron and can actually attempt to make a comparison, section 8 wasn't all that far off.
  • Posted by a hidden member.
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    May 20, 2013 3:56 PM GMT
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd saidI rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.



    The US uses the terms public sector and private sector extensively.


    Ok I got it. You live in a housing project. That is the more common term for it here.
  • Posted by a hidden member.
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    May 20, 2013 3:57 PM GMT
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd said
    UndercoverMan said
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd saidI rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.


    what is public and private sectors?


    Are you really that dense?


    It was a simple question fucktard. If you didnt want to answer it you could have just ignored it. No reason to be cunt about it.


    You live in the US and he lives in the UK. I think the closest think we would have here that he is talking about is section 8 housing.


    Not really, its kind of like Roosevelt Island.


    Hmm. Why no vitriol for him?


    Because he isn't a stupid moron and can actually attempt to make a comparison, section 8 wasn't all that far off.


    jesus you are an angry dumbfuck, Its no wonder you have to live in government housing.
  • FitGwynedd

    Posts: 1468

    May 20, 2013 3:57 PM GMT
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd saidI rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.



    The US uses the terms public sector and private sector extensively.


    Ok I got it. You live in a housing project. That is the more common term for it here.


    Kind of, though its not necessarily income-based and we don't neglect them in the UK.
  • FitGwynedd

    Posts: 1468

    May 20, 2013 3:59 PM GMT
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd said
    UndercoverMan said
    Dallasfan824 said
    FitGwynedd said
    Dallasfan824 said
    FitGwynedd saidI rent from the public sector, i've got better living conditions than most private sector renters, but its not ideal.


    what is public and private sectors?


    Are you really that dense?


    It was a simple question fucktard. If you didnt want to answer it you could have just ignored it. No reason to be cunt about it.


    You live in the US and he lives in the UK. I think the closest think we would have here that he is talking about is section 8 housing.


    Not really, its kind of like Roosevelt Island.


    Hmm. Why no vitriol for him?


    Because he isn't a stupid moron and can actually attempt to make a comparison, section 8 wasn't all that far off.


    jesus you are an angry dumbfuck, Its no wonder you have to live in government housing.


    I'm the dumbfuck yet you don't know basic 'middle school civics' or whatever they call it in the US?