Uninsured.

  • Posted by a hidden member.
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    Nov 26, 2008 2:47 AM GMT
    With the tough times creeping in, I'm sure health care will be cut from many people's budget list.

    When giving fitness/health advice, somewhere in our speech "consult your doctor" comes up. In addition to the people who already don't have a doctor, guys are looking at their pockets rethinking superfluous visits to the doctor isn't an option so they'll have to conduct fitness/health matters by themselves.

    Any good sites or advice on how to live a fit/healthy life without or with little visits to a doctor. Without a doctor and a gym?
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    Nov 26, 2008 3:18 AM GMT
    CitizenSol saidAny good sites or advice on how to live a fit/healthy life without or with little visits to a doctor. Without a doctor and a gym?

    Foodwise, there is World's Healthiest Foods ... www.whfoods.com
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    Nov 26, 2008 3:25 AM GMT
    tell me about it,

    My healthcare premiums are bleeding me dry and I haven't needed to see a doctor in over 3 years.

    try www.webmd.com

    It's pretty useful
  • Posted by a hidden member.
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    Nov 26, 2008 3:31 AM GMT
    You're going to feel really stupid when you have an emergency and end up tens of thousands of dollars in debt.

    Trust me on this one.

    $6,000 down
    $14,000 to go!
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    Nov 26, 2008 3:39 AM GMT
    We should also hope that we can even obtain insurance. My 95% healthy 50something parents have in the past 10 years had policies canceled twice by the insurance company because they were not 'ideal customers.' Luckily they joined AARP and have had better luck.
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    Nov 26, 2008 3:43 AM GMT
    Seven years ago, my appendix burst unexpectedly, and I ended up in the hospital for a week and had two procedures. I had insurance and was lucky that all told I only spent $100 or so for co-payments. If I hadn't had insurance, I probably would have had to remorgage my condo, as it would have cost me proabably $50,000.
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    Nov 26, 2008 3:53 AM GMT
    Caslon8000 said
    CitizenSol saidAny good sites or advice on how to live a fit/healthy life without or with little visits to a doctor. Without a doctor and a gym?

    Foodwise, there is World's Healthiest Foods ... www.whfoods.com


    This links to this page btw.

    GwgTrunksYou're going to feel really stupid when you have an emergency and end up tens of thousands of dollars in debt.

    Trust me on this one.


    Perhaps but tons of people are living on a nickel and dime lifestyle as it is and things will probably get worst for them. What would you choose, food or health insurance? Shelter or health insurance?
  • MSUBioNerd

    Posts: 1813

    Nov 26, 2008 4:14 AM GMT
    Even if you don't have health insurance, you should still see a doctor on a somewhat regular basis. Without insurance, the typical doctor's visit will be less than $100. Preventative care costs a lot less than acute care. I know that's not what you're looking to hear, but those of us who aren't medical professionals can't give give as good of advice as a doctor or a nurse can. When there's the possibility of a real medical problem, several twenties spent on a doctor's visit are a lot less than you could end up paying on treatments for problems you don't actually have, because you were trying to diagnose yourself.
  • cowboyathlete

    Posts: 1346

    Nov 26, 2008 4:43 AM GMT
    GwgTrunks saidYou're going to feel really stupid when you have an emergency and end up tens of thousands of dollars in debt.

    Trust me on this one.

    $6,000 down
    $14,000 to go!
    This is exactly why it is foolish for anyone to voluntarily drop their health insurance!
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    Nov 26, 2008 4:53 AM GMT
    I was finally able to get health insurance for the first time this year through the university I work at. Prior to this I couldn't afford it and it sucked. Shoulder injury (mild but annoying) which could have been treated within a month ended up lasting 6 months because I couldn't afford to see a doctor and pay for meds, which lead to me being unable to hit the gym for the duration of that time. I also avoided many physical activities because I didn't want to put myself in health risks. No health insurance really sucks and I hope I never have to go without it again.
  • OptimusMatt

    Posts: 1124

    Nov 26, 2008 5:44 AM GMT
    cowboyathlete said
    GwgTrunks saidYou're going to feel really stupid when you have an emergency and end up tens of thousands of dollars in debt.

    Trust me on this one.

    $6,000 down
    $14,000 to go!
    This is exactly why it is foolish for anyone to voluntarily drop their health insurance!


    No, this is why it's foolish to have a wholly privatized health care system.
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    Nov 26, 2008 6:25 AM GMT
    BioMatty said
    cowboyathlete said
    GwgTrunks saidYou're going to feel really stupid when you have an emergency and end up tens of thousands of dollars in debt.

    Trust me on this one.

    $6,000 down
    $14,000 to go!
    This is exactly why it is foolish for anyone to voluntarily drop their health insurance!


    No, this is why it's foolish to have a wholly privatized health care system.


    Superhugz.
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    Nov 26, 2008 7:04 AM GMT
    CitizenSol said
    GwgTrunksYou're going to feel really stupid when you have an emergency and end up tens of thousands of dollars in debt.

    Trust me on this one.


    Perhaps but tons of people are living on a nickel and dime lifestyle as it is and things will probably get worst for them. What would you choose, food or health insurance? Shelter or health insurance?


    If those people think they're barely scraping by as it is, just wait till this happens. A quarter of each of my checks are(is?) taken before I even see it.

    I went from having plenty of money to go have fun on, to struggling to pay my bills. But you know what? I'm going to make things even tighter around here to make sure I've got health insurance. I can't imagine having to go through all of this crap again.

    This isn't aimed at you, but people clearing their insurance in general. I really feel bad for them if they can't look at their spending and find a way to get rid of some extra stuff to be able to afford their health care.
  • Posted by a hidden member.
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    Nov 26, 2008 9:37 AM GMT
    GwgTrunks said
    CitizenSol said
    GwgTrunksYou're going to feel really stupid when you have an emergency and end up tens of thousands of dollars in debt.

    Trust me on this one.


    Perhaps but tons of people are living on a nickel and dime lifestyle as it is and things will probably get worst for them. What would you choose, food or health insurance? Shelter or health insurance?


    If those people think they're barely scraping by as it is, just wait till this happens. A quarter of each of my checks are(is?) taken before I even see it.

    I went from having plenty of money to go have fun on, to struggling to pay my bills. But you know what? I'm going to make things even tighter around here to make sure I've got health insurance. I can't imagine having to go through all of this crap again.

    This isn't aimed at you, but people clearing their insurance in general. I really feel bad for them if they can't look at their spending and find a way to get rid of some extra stuff to be able to afford their health care.


    Just to be clear in order to get on track, my op is aimed at people who can afford visits having to do with reasons other than check-ups, such as consulting your doctor before embarking on a fitness/nutrition plan.

    But to your post, I wish people would actually start trashing and burning city halls to get decent public health care instead of trying to survive on shit budgets while watching their government throw their money at corporations.
  • Posted by a hidden member.
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    Nov 26, 2008 11:45 AM GMT
    Insurance is one of my sore points. The value of insurance is that insurance companies by goods and services from doctors and hospitals in volume. This practice amounts to substantial discounts at pennies on the dollar.

    I become incensed because some guy who has always paid his bills loses his job and can't afford to continue the insurance. He becomes ill needing the services of a hospital and is on the hook for the services provided, at full cost. I went through this situation, but was saved by a college roommate on staff at the hospital who arranged to have the services covered through teaching grants. Tell me there is no angel sitting on my shoulder.

    Finally, insurance premiums are high because employers are shifting the cost onto employees. In many instances the types of services included in the coverage are diminishing so that employers keep their costs down. Chose your illnesses according to your coverage (Bad Joke).
  • GQjock

    Posts: 11649

    Nov 26, 2008 12:09 PM GMT
    We have absolutely with out a doubt the WORST public delivery system when it comes to Health care in the more industrialized nations

    We should be ashamed that people need to make a decision between having health insurance and buying things like a house or having a child or even eating in some cases
    We need a nationalized health care system and we need it Now
  • cowboyathlete

    Posts: 1346

    Nov 26, 2008 2:09 PM GMT
    briz saidI know America is not the place to get sick if you don't have insurance.

    But seriously,if you broke your leg and you didn't have insurance what are your options?.

    Pay tens of thousands of dollars or learn to walk on one leg?.

    There must be some "safety net" for those without insurance.

    I have private health insurance here in Australia,it cost $60 a month.That lets me pick my own doctor,hospital,private room,better food etc...

    It seems we are going in the direction of America, but we still offer universal free health care to all Australians,as well a reciprocal agreements with many other countries.Britain,Canada etc... I think about 30 or so other countries.

    Many cities have a health care safety net. In Houston, for example, there is a publicly fundeded hospital district, plus there is a patchwork of federally qualified health centers. They do great work, but their funding is limited and the number of people who need their help is great.
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    Nov 26, 2008 9:57 PM GMT
    its times like this, I thank god I am an Aussie.. sure our system isn't perfect, but, we don't get left out in the dark when we need it.