The "They Cancelled My Health Insurance Policy" Thread

  • Posted by a hidden member.
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    Oct 19, 2013 2:37 PM GMT
    I read in this topic:

    http://www.realjock.com/gayforums/3468965

    that several RJ members have / or will have their current health insurance plan cancelled.

    I think more than most topics, this fits in with this web site's mission of discussing "health" so here goes:

    Any Americans here get a letter that their health insurance policy has / will be changed / cancelled?

    I'd be curious to see after a few months of this topic being here how many posted "yes" to the question.
  • The_Guruburu

    Posts: 895

    Oct 19, 2013 2:38 PM GMT
    Nope.
  • The_Guruburu

    Posts: 895

    Oct 19, 2013 2:39 PM GMT
    Nice edit with the scare quotes. icon_wink.gif
  • rnch

    Posts: 11525

    Oct 19, 2013 2:44 PM GMT
    Southbeach doing his/her usual propaganda routine....





    icon_rolleyes.gif
  • Posted by a hidden member.
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    Oct 19, 2013 2:47 PM GMT
    rnch saidSouthbeach doing his/her usual propaganda routine....

    icon_rolleyes.gif


    And the mean little girls club has arrived on the scene. This is a real, bona-fide topic. Please don't try and derail it by stalking me and posting snide remarks. I'm being quite civil to you, so please reciprocate.
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    Oct 19, 2013 2:49 PM GMT
    MisterOrally said
    rnch saidSouthbeach doing his/her usual propaganda routine....

    icon_rolleyes.gif


    And the mean little girls club has arrived on the scene. This is a real, bona-fide topic. Please don't try and derail it by stalking me and posting snide remarks. I'm being quite civil to you, so please reciprocate.


    OMG its TBA !
  • Import

    Posts: 7193

    Oct 19, 2013 2:49 PM GMT
    No, I haven't received any word of any changes to my health insurance.
    Why would it automatically be canceled? Isn't it the law now to have it? wtf?
  • Posted by a hidden member.
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    Oct 19, 2013 2:52 PM GMT
    ...sigh...troll....icon_neutral.gif
  • Posted by a hidden member.
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    Oct 19, 2013 2:57 PM GMT
    Import saidNo, I haven't received any word of any changes to my health insurance.
    Why would it automatically be canceled? Isn't it the law now to have it? wtf?


    Apparently they cancel it and then offer you the several plans that meet the new rules and regulations that you can choose from.
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    Oct 19, 2013 3:29 PM GMT
    rnch saidSouthbeach doing his/her usual propaganda routine....





    icon_rolleyes.gif


    Which is interesting because when he was either Franktats or SeanHamilton he complained about topics being made on the wrong forums to get attention.

  • Posted by a hidden member.
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    Oct 19, 2013 4:06 PM GMT
    When I scheduled an appointment with my doctor last month, I was surprised when they called me back and said my insurance was cancelled.
    My boss had major financial problems due to his own incompetancy and already owed me two months salary. I had been working for him for free while I looked for another job and he agreed to continue to pay my health insurance.
    But he didn't. When I texted him, asking for an explanation, he said there must have been a mix-up and he'd take care of it. That was the last I heard of him.
    I was surprised that the insurance comopany didn't notify me when my insurance was cancelled. It had happened every other time I changed insurances.
    When I asked them why they didn't notify me, they told me it was my boss's job to let me know.
    What baloney!
    I had to wait out an infection and was in terrible pain for a few weeks because I wasn't going to spend the $550 dollars the medicine was going to cost me without insurance - without any guarantee that it would work.
  • Posted by a hidden member.
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    Oct 19, 2013 4:34 PM GMT
    How come Americans doesn't favour the Universal Health Care system , check our Australian medicare it works well ..
    i am working in the U.S , and used to have health insurance thru my employers , but it has gotten so expensive these last 2 years , that i have cancelled it in 2012 , travelling back and forth to Australia often , it is financially wiser for me to seek care in OZ , as the only cost i have is $30/month for my Supplemental insurance and i am covered at 100%
  • The_Guruburu

    Posts: 895

    Oct 19, 2013 4:40 PM GMT
    neffa saidHow come Americans doesn't favour the Universal Health Care system , check our Australian medicare it works well ..
    i am working in the U.S , and used to have health insurance thru my employers , but it has gotten so expensive these last 2 years , that i have cancelled it in 2012 , travelling back and forth to Australia often , it is financially wiser for me to seek care in OZ , as the only cost i have is $30/month for my Supplemental insurance and i am covered at 100%


    Because it'd be controlled by the government and government is evil. Except for the DoD, DHS, and CIA.
  • Posted by a hidden member.
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    Oct 19, 2013 5:45 PM GMT
    Assuming that there is anything serious about this thread: Yes, of course. My old plan doesn't meet the new requirements. They did the same thing a couple of years ago - state regulations changed so that the insurance company could no longer get away with some of their old tricks and they had to write new contracts.

    Anyway, my reason for responding is to point out that you really should shop around on the insurance exchanges. Blue Cross (my insurer) offers an easy roll-over option that will automatically sign you up for the plan of their choice if you do nothing. That plan is for chumps. It covers catastrophic expenses only, with the maximum-allowed deductible, and costs $100 a month more than other companies silver-level plans. Even Blue Cross's own plans offered on the exchange (under a different name) are far better deals.

    But BC will probably make billions from poor chumps who sit back and let it roll over on them.
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    Oct 19, 2013 9:12 PM GMT
    mindgarden saidAssuming that there is anything serious about this thread: Yes, of course. My old plan doesn't meet the new requirements. They did the same thing a couple of years ago - state regulations changed so that the insurance company could no longer get away with some of their old tricks and they had to write new contracts.

    Anyway, my reason for responding is to point out that you really should shop around on the insurance exchanges. Blue Cross (my insurer) offers an easy roll-over option that will automatically sign you up for the plan of their choice if you do nothing. That plan is for chumps. It covers catastrophic expenses only, with the maximum-allowed deductible, and costs $100 a month more than other companies silver-level plans. Even Blue Cross's own plans offered on the exchange (under a different name) are far better deals.

    But BC will probably make billions from poor chumps who sit back and let it roll over on them.


    Oh noes! Facts! Mr Orally will have a fit!
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    Oct 19, 2013 10:06 PM GMT
    meninlove said
    mindgarden saidAssuming that there is anything serious about this thread: Yes, of course. My old plan doesn't meet the new requirements. They did the same thing a couple of years ago - state regulations changed so that the insurance company could no longer get away with some of their old tricks and they had to write new contracts.

    Anyway, my reason for responding is to point out that you really should shop around on the insurance exchanges. Blue Cross (my insurer) offers an easy roll-over option that will automatically sign you up for the plan of their choice if you do nothing. That plan is for chumps. It covers catastrophic expenses only, with the maximum-allowed deductible, and costs $100 a month more than other companies silver-level plans. Even Blue Cross's own plans offered on the exchange (under a different name) are far better deals.

    But BC will probably make billions from poor chumps who sit back and let it roll over on them.


    Oh noes! Facts! Mr Orally will have a fit!


    A fit? Huh?

    He truthfully explained his situation. His current health plan was cancelled because of the new Obamacare regulations.

    This runs counter to what we were told again and again and again and again and again by the President himself, that if we liked our current plan, we could keep our current plan.

  • Timbales

    Posts: 13993

    Oct 19, 2013 10:41 PM GMT
    No, but I know some people at work who are bitching because they have chosen in the past to not have health insurance that is no longer an option for them without paying a penalty.
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    Oct 19, 2013 10:42 PM GMT
    bambamgigolo said
    neffa saidHow come Americans doesn't favour the Universal Health Care system , check our Australian medicare it works well ..
    i am working in the U.S , and used to have health insurance thru my employers , but it has gotten so expensive these last 2 years , that i have cancelled it in 2012 , travelling back and forth to Australia often , it is financially wiser for me to seek care in OZ , as the only cost i have is $30/month for my Supplemental insurance and i am covered at 100%

    because this country is ran by money and greedy ass corporations.

    Just think of the outcome if it was run by English teachers. icon_rolleyes.gif
  • Posted by a hidden member.
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    Oct 19, 2013 10:42 PM GMT
    Timbales saidNo, but I know some people at work who are bitching because they have chosen in the past to not have health insurance that is no longer an option for them without paying a penalty.


    Well let them know it's not a penalty, that it's a tax. That should make them feel better about it.
  • Timbales

    Posts: 13993

    Oct 19, 2013 10:56 PM GMT
    MisterOrally said
    Timbales saidNo, but I know some people at work who are bitching because they have chosen in the past to not have health insurance that is no longer an option for them without paying a penalty.


    Well let them know it's not a penalty, that it's a tax. That should make them feel better about it.


    I think it was stupid of them anyway. My company offers 3 different health insurance options - two Blue Cross/Blue Shield programs and a health care savings plan with no minimum deposit that never expires.
  • Posted by a hidden member.
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    Oct 20, 2013 4:54 AM GMT
    MisterOrally said
    meninlove said
    mindgarden saidAssuming that there is anything serious about this thread: Yes, of course. My old plan doesn't meet the new requirements. They did the same thing a couple of years ago - state regulations changed so that the insurance company could no longer get away with some of their old tricks and they had to write new contracts.

    Anyway, my reason for responding is to point out that you really should shop around on the insurance exchanges. Blue Cross (my insurer) offers an easy roll-over option that will automatically sign you up for the plan of their choice if you do nothing. That plan is for chumps. It covers catastrophic expenses only, with the maximum-allowed deductible, and costs $100 a month more than other companies silver-level plans. Even Blue Cross's own plans offered on the exchange (under a different name) are far better deals.

    But BC will probably make billions from poor chumps who sit back and let it roll over on them.


    Oh noes! Facts! Mr Orally will have a fit!


    A fit? Huh?

    He truthfully explained his situation. His current health plan was cancelled because of the new Obamacare regulations.

    This runs counter to what we were told again and again and again and again and again by the President himself, that if we liked our current plan, we could keep our current plan.



    ..AAANNDD there was this: " They did the same thing a couple of years ago - state regulations changed so that the insurance company could no longer get away with some of their old tricks and they had to write new contracts."

    So Mr Orally, you're good if the State monkeys with things but not the Feds. icon_lol.gif
  • Posted by a hidden member.
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    Oct 20, 2013 3:30 PM GMT
    meninlove said
    ..AAANNDD there was this: " They did the same thing a couple of years ago - state regulations changed so that the insurance company could no longer get away with some of their old tricks and they had to write new contracts."

    So Mr Orally, you're good if the State monkeys with things but not the Feds. icon_lol.gif


    No Mr Canadian. Did the state "monkeys" say over and over and over and over and over and over again that if we liked our current health insurance plan, we could keep our current health insurance plan?

  • Posted by a hidden member.
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    Oct 20, 2013 10:44 PM GMT
    Anyone else get the dreaded news yet?