Anyone in USA with individual insurance here?

  • Posted by a hidden member.
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    Oct 31, 2013 2:28 AM GMT
    Did your current plan make the Affordable Care Act cut? Or was it terminated?
  • Kwokpot

    Posts: 329

    Nov 03, 2013 3:13 AM GMT
    PrickleyHeat saidDid your current plan make the Affordable Care Act cut? Or was it terminated?

    My plan was terminated, BUT I will get another plan from the same company that will save me about $4,000 annually!

    You MUST do the math, which means you need to estimate your annual doctors visits, tests, and any medicines you regularly take. Your annual medical costs are MORE than just you monthly insurance premiums. Doctors visits, tests, medications, all that has to be included in your calculations!

    The ACA is a BIG,BIG win for me!
  • Posted by a hidden member.
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    Nov 21, 2013 3:02 AM GMT
    Kwokpot said
    PrickleyHeat saidDid your current plan make the Affordable Care Act cut? Or was it terminated?

    My plan was terminated, BUT I will get another plan from the same company that will save me about $4,000 annually!

    You MUST do the math, which means you need to estimate your annual doctors visits, tests, and any medicines you regularly take. Your annual medical costs are MORE than just you monthly insurance premiums. Doctors visits, tests, medications, all that has to be included in your calculations!

    The ACA is a BIG,BIG win for me!


    WOW, PricklyHeat, DID YOU READ THIS?

    Obamacare is working really well for some!
  • Posted by a hidden member.
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    Nov 21, 2013 5:05 AM GMT
    People's policies are getting dropped because they don't meet the minimum standards of the ACA. People need to realize that shopping by price instead of by coverage comes with a lot of fine print.

    http://www.npr.org/templates/story/story.php?storyId=246201792

    KATIE GARCIA: My name is Katie Garcia. I'm from Lincoln, Nebraska. I am a pediatric dentist.

    YDSTIE: Garcia, who's 32 years old and single, also had an inexpensive policy from Blue Cross/Blue Shield. It cost her just $40 a month. But she doesn't want it back. That's because she read some of the policy's fine print after seeing a newspaper article the criticized some inexpensive insurance policies.

    GARCIA: The kind of policy that I currently have should no longer be available. When I went back and read all the fine print, for instance, if I went to the ER and it was anything other than an accident, it wouldn't be covered. So as far as I can tell, that means if I landed in the ER at midnight with appendicitis, that would be all out-of-pocket for me.

    YDSTIE: Garcia says she doesn't even think the policy is worth $40 a month.

    GARCIA: I'm leaning toward the idea that I should either drop insurance altogether for awhile and take the fine or just hop onto Obamacare.
  • Posted by a hidden member.
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    Nov 22, 2013 3:20 AM GMT
    Finger puppet has escaped News & Politics.

    Release the hounds!

    bc344004d78d27943c926cb75a085b87.jpg
  • memphis

    Posts: 19

    Dec 03, 2013 9:31 PM GMT
    I'm young and healthy, so my rate did go up about $50/mo for slightly better coverage. I'm unlikely to meet the deductible either way. But I'm not going to be young and healthy forever. And even if I were, the world isn't only about me, and it's critical that people with cancer and AIDS and diabetes can get health insurance. I still think that using private insurance companies is the worst way to achieve universal coverage, but knowing this was the only way is was going to happen politically, the end result is well worth my $50/mo. Some people have really screwed up values systems.