ethics: what would you do?

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    Nov 09, 2013 2:13 AM GMT
    I bought a car using an internet sales broker. They connected me with a car dealer a hundred or so miles away so I dealt with the salesman by phone. They delivered the car (someone drove it to my place). Before they delivered it I asked the salesman if I could put several thousand dollars of the payment on my credit card in order to get the points, airline miles, whatever and he said sure. When the deliverer arrived he had a bunch of paperwork for me to sign including the big long one that was the bill of sale. On it it had the amount I was putting on the credit card as the down payment. There was a separate piece of paper for me to put my credit card number, expiration date, and 3 digit security code, along with the amount and my signature. I filled that out and wrote a check for the bulk of the price and he went back to the dealer with someone who followed him in a separate car.

    I kept checking my bank online and a day or so later the check cleared. I've also been checking my credit card and the charge still hasn't shown up.

    Would you notify the car dealer about the credit card not being charged?
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    Nov 09, 2013 2:23 AM GMT
    Honestly I wouldn't! Maybe their is some type of processing error that's going on? Who knows, it could show up randomly soon.

    What kind of car did you get any way?
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    Nov 09, 2013 2:34 AM GMT
    JumpMan_Josh saidHonestly I wouldn't! Maybe their is some type of processing error that's going on? Who knows, it could show up randomly soon.

    But what would you do a month or two from now if the credit card still hasn't been charged? It's a question of ethics, not about possible glitches in their system that may eventually get worked out.
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    Nov 09, 2013 2:36 AM GMT
    To me there's somewhat of a sliding scale of who we'd cheat out of money. If it was the IRS I think everyone would say screw 'em and keep your mouth shut, but if it was an individual we'd all say to tell them.

    So I guess what I'm asking is where does a car dealer fall on your scale?
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    Nov 09, 2013 2:37 AM GMT
    I see what you're doing here, Lumpy.

    It's not really about ethics...


























    ...it's about the POINTS! icon_lol.gif
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    Nov 09, 2013 3:46 AM GMT
    Lumpyoatmeal saidI bought a car using an internet sales broker. They connected me with a car dealer a hundred or so miles away so I dealt with the salesman by phone. They delivered the car (someone drove it to my place). Before they delivered it I asked the salesman if I could put several thousand dollars of the payment on my credit card in order to get the points, airline miles, whatever and he said sure. When the deliverer arrived he had a bunch of paperwork for me to sign including the big long one that was the bill of sale. On it it had the amount I was putting on the credit card as the down payment. There was a separate piece of paper for me to put my credit card number, expiration date, and 3 digit security code, along with the amount and my signature. I filled that out and wrote a check for the bulk of the price and he went back to the dealer with someone who followed him in a separate car.

    I kept checking my bank online and a day or so later the check cleared. I've also been checking my credit card and the charge still hasn't shown up.

    Would you notify the car dealer about the credit card not being charged?
    Sometimes it takes a couple of days for the transaction to post. Also, considering the amount, maybe there's a temporary hold.

    As long as it's written down somewhere that your down payment was to be charged to your card, you should be ok. But to answer your question, sure why not. I don't think it will hurt to call the dealership.
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    Nov 09, 2013 6:15 AM GMT
    i doubt a car salesman will let that go. they will figure it out at some point. however, i would recommend that you remind them after a month just to keep your personal accounting accurate. you don't want them to figure it out a year from now after you thought that you could keep the several thousand dollars and possibly no longer have it. icon_wink.gif