Obama Decree: You CAN Keep Your Substandard Plan For 1 More Year

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    Nov 14, 2013 6:37 PM GMT
    Howard Dean questions the legality of such a move.

    Howard Dean: I Wonder If Obama Has the 'Legal Authority to Do This'

    “I wonder if he has the legal authority to do this, since this was a congressional bill that set this up,” said Dean of Obama's proposed fix.

    The former Vermont governor suggested that since the Obamacare website isn't working, the president's signature legislation might fail.




    http://www.weeklystandard.com/blogs/howard-dean-i-wonder-if-obama-has-legal-authority-do_767096.html
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    Nov 14, 2013 6:49 PM GMT
    PrickyHeatness, you need to get over it for a day or two. Step away from your computer, maybe do a job search or try working out or something, you know, get some activity in your life so you can stop focusing on being hateful and maybe enjoy just being around humans. Get off the internet and go workout with other real humans, or a coffee or somewhere that other real breathing people might be. I get the idea you are in the back room of your meth lab, filled with anxiety and hate and all you want to do is spew nonsense and bitterness.
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    Nov 14, 2013 7:06 PM GMT
    smartmoney saidPrickyHeatness, you need to get over it for a day or two. Step away from your computer, maybe do a job search or try working out or something, you know, get some activity in your life so you can stop focusing on being hateful and maybe enjoy just being around humans. Get off the internet and go workout with other real humans, or a coffee or somewhere that other real breathing people might be. I get the idea you are in the back room of your meth lab, filled with anxiety and hate and all you want to do is spew nonsense and bitterness.


    That, and religious scripture quotes. icon_lol.gif
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    Nov 14, 2013 7:42 PM GMT
    Sounds like, nothing more than a band aide to me.
  • Posted by a hidden member.
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    Nov 14, 2013 8:01 PM GMT
    I was a band aide once.
  • Posted by a hidden member.
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    Nov 14, 2013 8:30 PM GMT
    Ernie1961 saidI was a band aide once.


    What did you do when you were discarded as being used and not wanted anymore. Sooner or latter you had to be replaced.
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    Nov 14, 2013 9:00 PM GMT
    tru_blu_ozzie said
    Ernie1961 saidI was a band aide once.


    What did you do when you were discarded as being used and not wanted anymore. Sooner or latter you had to be replaced.


    He went off and formed his own band, of course.
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    Nov 14, 2013 9:04 PM GMT
    Ex_Mil8 said
    tru_blu_ozzie said
    Ernie1961 saidI was a band aide once.


    What did you do when you were discarded as being used and not wanted anymore. Sooner or latter you had to be replaced.


    He went off and formed his own band, of course.


    But that was only a temporary fix, as it appeared the wound was deeper than many first thought.
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    Nov 14, 2013 9:52 PM GMT
    Ex_Mil8 said
    tru_blu_ozzie said
    Ernie1961 saidI was a band aide once.


    What did you do when you were discarded as being used and not wanted anymore. Sooner or latter you had to be replaced.


    He went off and formed his own band, of course.


    Thanks for getting that.
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    Nov 15, 2013 12:14 AM GMT
    This sounds like a logistical nightmare for the insurance companies. And, how can the President rewrite a law?
  • musclmed

    Posts: 3274

    Nov 15, 2013 1:12 AM GMT
    Still trying to understand how he can bring back canceled products.

  • musclmed

    Posts: 3274

    Nov 15, 2013 1:24 AM GMT
    State insurance commissioner rejects Obama’s proposal to extend canceled policies

    Posted by Amy Snow Landa

    State Insurance Commissioner Mike Kreidler has rejected President Obama’s proposal to allow insurance companies to extend health insurance policies for people who have received notices that their policies will be cancelled at the end of the year.

    Within two hours of President Obama’s news conference announcing the proposed administrative fix for Americans upset by their policy cancellations, Kreidler issued a statement rejecting the proposal.

    “I understand that many people are upset by the notices they have recently received from their health plans and they may not need the new benefits [in the Affordable Care Act] today,” he said. “But I have serious concerns about how President Obama’s proposal would be implemented and more significantly, its potential impact on the overall stability of our health insurance market.”

    “I do not believe his proposal is a good deal for the state of Washington,” Kreidler’s statement continued. “We will not be allowing insurance companies to extend their policies.”

    Kreidler said his office estimated that 290,000 people in Washington will need to buy new coverage for 2014 and that at least half of them will qualify for a premium subsidy if they purchase a plan through the state’s online insurance exchange, Washington Healthplanfinder.

    “I encourage anyone who is shopping for new health plans — whether you’ve been uninsured or have received a cancellation notice from your insurer — to look at all of your options,” he said.

    There are 46 individual health plans for sale on Healthplanfinder and 51 health plans for sale outside the exchange. The deadline to enroll is Dec. 15 for coverage beginning Jan. 1, 2014.


    http://blogs.seattletimes.com/healthcarecheckup/2013/11/14/state-insurance-commissioner-rejects-obamas-proposal-to-extend-canceled-policies/
  • GQjock

    Posts: 11649

    Nov 15, 2013 12:17 PM GMT
    Seems like a McGuffin if you ask me

    The policies in question are ones that are deemed substandard
    .....Basically policies where the insurance companies are giving you NOTHING for a whole lotta money

    In my case as a single .... self employed male
    I had a policy that was the lowest of the low
    Catastrophic care with a huge deductible and copays

    I went under the Obamacare site and got a new policy for half the price no copays and no deductible ..... WITH DENTAL
  • musclmed

    Posts: 3274

    Nov 15, 2013 2:58 PM GMT
    GQjock saidSeems like a McGuffin if you ask me

    The policies in question are ones that are deemed substandard
    .....Basically policies where the insurance companies are giving you NOTHING for a whole lotta money

    In my case as a single .... self employed male
    I had a policy that was the lowest of the low
    Catastrophic care with a huge deductible and copays

    I went under the Obamacare site and got a new policy for half the price no copays and no deductible ..... WITH DENTAL


    First of all, "substandard" is just a talking point with flies in the face of the facts.

    Some plans in the private market are problematic, but how long do you think that market has lasted if consumers realized they were worthless?

    Now they are in a situation where they have nothing. In California over a million BC policy holders lost there insurance. Are you saying all those products are substandard?
    ------ That dog doesnt hunt anymore, the media isnt covering for Obama as it had in the past..

    Revealed: Obamacare plans will cost MORE 'in many cases' even with government subsidies, officials admit for the first time

    Read more: http://www.dailymail.co.uk/news/article-2507489/Obamacare-plans-cost-cases-WITH-government-subsidies-Obama-administration-admits-time.html#ixzz2kj4GSBHY



    As for your situation , I am glad you are paying less. But it has been PROVEN that the website is giving incorrect information on its premium estimate. Giving shoppers in there 40's prices for people in there 20's. Until you actually pay a premium from an insurer. There will be winners and losers. But Mostly losers and MOST men will pay 99% more in a premium. END OF STORY.

    2) It has been documented via many journalistic sources that the provider networks are difficult to navigate and there is no guarantee you will find a MD under Obamacare.

    Right now providers are cancelling contracts with insurers why? The fear that the Administration to save face will do just about anything for its political survival. Including trying to wave a magic wand like "waiving copays" and "waiving deductibles" to try to coax people on the exchanges.
    This will leave doctors/providers holding the bag with unpaid bills. Simply the insurers could take this to court and the matter would be deadlocked for years.

    So again, I am glad you have better coverage. IT may workout but it is very likely that you will have trouble using that insurance. Just like every other unfortunate situation that I predicted about this law. If no one takes your insurance its almost useless.


    Republicans were demonized for opposing the law and trying to warn about ALL OF WHAT HAS HAPPENED.

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    Nov 15, 2013 3:40 PM GMT
    GQjock saidSeems like a McGuffin if you ask me

    The policies in question are ones that are deemed substandard
    .....Basically policies where the insurance companies are giving you NOTHING for a whole lotta money

    In my case as a single .... self employed male
    I had a policy that was the lowest of the low
    Catastrophic care with a huge deductible and copays

    I went under the Obamacare site and got a new policy for half the price no copays and no deductible ..... WITH DENTAL


    Now that's interesting. So you got a new policy that is lower? Do you even know what that means? The web site is, actually only applicable for those who qualify for subsidies. So, that means that you are one of those people who are benefiting off of other people having to pay more for less.

    No deductible? hmmmmmmm, right! You got no deductible while everyone else's is going up? And you wonder why you have no credibility?

    As for "deemed substandard", by whom?
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    Just for the record, Steve Curry owns an insurance brokerage firm.
  • HottJoe

    Posts: 21366

    Nov 15, 2013 4:34 PM GMT
    Why would shybuffguy think he's entitled to subsidies when he brags about being rich???icon_confused.gif
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    Nov 15, 2013 4:37 PM GMT
    MisterWhatsIt saidThis sounds like a logistical nightmare for the insurance companies. And, how can the President rewrite a law?



    Good question. It doesn't matter to the left, because the end justifies any means, even allowing a communist to assume dictatorship.
  • HottJoe

    Posts: 21366

    Nov 15, 2013 4:56 PM GMT
    Blakes7 said
    MisterWhatsIt saidThis sounds like a logistical nightmare for the insurance companies. And, how can the President rewrite a law?



    Good question. It doesn't matter to the left, because the end justifies any means, even allowing a communist to assume dictatorship.

    Well, if people don't care what happens to their neighbors then the government has to step in and level the playing field. You may never need maternity care, but Obama said from day one that being a woman isn't a preexisting condition. That means everyone pays for being a woman. Is it socializing us? Sure, but the alternative is to keep women and children in a disadvantaged state, which means kids grow up on the streets. Republicans only exacerbate the problem by attacking women's choices. The only women they approve of is the Stepford Wife variety.
  • CuriousJockAZ

    Posts: 19119

    Nov 15, 2013 5:03 PM GMT
    GQjock said

    I went under the Obamacare site and got a new policy for half the price no copays and no deductible ..... WITH DENTAL


    Bullshit! Lemme guess, you got an Obama Phone too???? icon_rolleyes.gif
  • TroyAthlete

    Posts: 4269

    Nov 15, 2013 5:20 PM GMT
    socalfitness said
    CuriousJockAZ said
    GQjock said

    I went under the Obamacare site and got a new policy for half the price no copays and no deductible ..... WITH DENTAL


    Bullshit! Lemme guess, you got an Obama Phone too???? icon_rolleyes.gif

    Good point. Another example that ideologues, either in the White House or on RJ, have no problem lying if it will further their agenda.


    Ha. Because RealJock conservatives are leaders of the world honesty movement. Yes, there are people who have benefited from Obamacare, and who will continue to do so. I know that fact, which is not as fun as scandal, is difficult for conservatives to handle.

    It is also everyone is now talking about tinkering with the law because repeal is off the table. Republicans know that the 14% who will receive better or cheaper care under Obamacare outnumber the 3-5% who will have their crappy plans canceled even though they are using the latter group to gin up controversy. But they're not serious about taking away benefits from the former.

    Here to stay, folks -- get used to it.

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    Nov 15, 2013 6:55 PM GMT
    Aristoshark said
    socalfitness saidGood point. Another example that ideologues, either in the White House or on RJ, have no problem lying if it will further their agenda.

    By "ideologues on RJ", we have to assume you mean the conservaposse. And yes, lying seems to be common with you all.


    Has your health insurance changed due to Obamacare?
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    Nov 15, 2013 6:57 PM GMT
    CuriousJockAZ said
    GQjock said

    I went under the Obamacare site and got a new policy for half the price no copays and no deductible ..... WITH DENTAL


    Bullshit! Lemme guess, you got an Obama Phone too???? icon_rolleyes.gif


    "WITH DENTAL"

    Why on earth would he need dental?

    icon_wink.gif
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    Nov 15, 2013 7:15 PM GMT
    HottJoe saidWhy would shybuffguy think he's entitled to subsidies when he brags about being rich???icon_confused.gif


    Seriously? Once again you show you have the intelligence of a pet rock!
    I never said I was entitled to subsidies, nor did I say I wanted them.over abundance of immaturity.
    Maybe you could point out where I said that. otherwise you are just showing you
    Unlike you, I don't depend on un reported tips for my income.
    You seriously need help! You have dropped way too much acid! Keep doubling down on stupid! We're all laughing at you.
    You are the poster boy for how drugs and stupidity can turn someone into a clown!
  • HottJoe

    Posts: 21366

    Nov 15, 2013 7:39 PM GMT
    shybuffguy said
    HottJoe saidWhy would shybuffguy think he's entitled to subsidies when he brags about being rich???icon_confused.gif


    Seriously? Once again you show you have the intelligence of a pet rock!
    I never said I was entitled to subsidies, nor did I say I wanted them.over abundance of immaturity.
    Maybe you could point out where I said that. otherwise you are just showing you
    Unlike you, I don't depend on un reported tips for my income.
    You seriously need help! You have dropped way too much acid! Keep doubling down on stupid! We're all laughing at you.
    You are the poster boy for how drugs and stupidity can turn someone into a clown!

    If you're not upset then why are you complaining about people getting subsidies???
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    Nov 15, 2013 8:06 PM GMT
    GQjock saidSeems like a McGuffin if you ask me

    The policies in question are ones that are deemed substandard
    .....Basically policies where the insurance companies are giving you NOTHING for a whole lotta money

    In my case as a single .... self employed male
    I had a policy that was the lowest of the low
    Catastrophic care with a huge deductible and copays

    I went under the Obamacare site and got a new policy for half the price no copays and no deductible ..... WITH DENTAL


    You are just not even credible here. I'm not an insurance agent and I'm not an expert in health insurance, but as someone who has bought my own insurance in the individual market for more than 15 years now and as a business owner who has to negotiate the health coverager for the employees of my business I can say that what you are saying makes no sense to anyone with at least two working brain cells, a little information and who takes two seconds to think about what you just said here.

    1. As I already pointed out, as did the clip I posted, the websites offer you nothing different than you would get from an insurance provider in your state (maybe that's because the plans are actually through the same insurance providers), Unless you qualify for subsidies.Just incase you missed that, the websites are only for those people who will be getting subsidies!

    2. To qualify for subsidies a single person can make up to $40,000/yr and a family of four up to $90,000/yr- This information has been out there for a while now- In order for you to be able to access something different on the web site than is available from an insurance provider, you would, as a single man have to make less than $40,000/yr.
    Therefore, in order for your insurance premium to go lower and have no deductible, you would have to make substantially less than $40,000/yr in order to be so heavily subsidized as to have your premium lowered so much and have no deductible.

    3. To have a lower premium and no deductible is just counterintuitive ! The reason for a deductible is, quite simply to lower the premium by keeping the insured from making claims for every small issue. If you choose to buy a policy with $0 deductible, you would be covered from the first office visit and would, therefore, necessarily have to pay more in premiums because you would be using more of your insurance's pool of funds than the person who has a deductible.
    In other words, what I'm saying is that you get a lower premium because you have a deductible, not the other way around. You don't get both! That's just elementary.

    4. If you went on the web site, you didn't actually buy anything. The reality is that you go on the website your information is forwarded to an insurance provider who arranges to meet with you to sell you a policy, you aren't even guaranteed to get the policy you think you have. In order for you to be covered by January 1, you have to pay your first premium by Dec. 15. In order for you to buy the insurance policy you claim to have gotten you first have to be sold that plan by an insurance agent and pay the premium by Dec 15. Come back and tell us about your new plan once you've paid your first premium!

    I could go on, but I'll stop here.

    Like I said before, you have no credibility, at least not with any think person, after what you posted!