Affordable Care Act (Obamacare). Are you 50+? The estimate I got today was $260-463 PER MONTH - Bronze Level Only

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    Nov 28, 2013 4:39 AM GMT
    What about my

    emergency fund
    retirement fund
    saving for a downpayment for a home

    What if someone were struggling to pay a mortgage, and now have this added expense?

    ForeverToll!

    What if someone were struggling to pay student loans?

    Obama did what to give us hope that the 99% would be better off?
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    Nov 28, 2013 4:50 AM GMT
    No thanks, I get a better deal in Australia.
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    Nov 28, 2013 12:15 PM GMT
    StephenOABC saidWhat about my

    emergency fund
    retirement fund
    saving for a downpayment for a home

    What if someone were struggling to pay a mortgage, and now have this added expense?

    ForeverToll!

    What if someone were struggling to pay student loans?

    Obama did what to give us hope that the 99% would be better off?


    So curious - why wouldn't you just pay the fine, pay for a doctor with cash (not sure if there's a MedLion kind of firm near you), and then save up the difference, for buying insurance when you need it?

    Insurers can't deny you anymore for pre-existing conditions apparently.
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    Nov 29, 2013 6:49 PM GMT
    Income range to qualify for lower costs when there is 1 person in the household: $11,490 to $45,960.
  • conservativej...

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    Dec 02, 2013 2:09 AM GMT
    SlickJock1973 saidWOW.

    That's expensive.

    And wow that nobody else has commented on this.


    I think the intent of ObamaCare, like much else in the world of Obama, is to push the cost off onto those poeple who in the eyes of Democrats "can afford it." In other words it is the same old game of wealth transfer. If your income is above that $45,000 or so as an individual -- in other words likely college educated -- you are going to subsidize the cost for the dumbass who dropped out of high school. After all, that is only living by the mantra of "equality", whether that doctrine fucks you.

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    Dec 02, 2013 2:53 AM GMT
    The jury is still out on this nonsense. It has 2 good points (pre-existing conditions coverage and under 26 stay on your parents policy - although they fucked up, it should be 24 or 25). But most corporations haven't reacted to it yet and the risk pools for insurance companies haven't been established to determine policy rates.
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    Dec 02, 2013 3:42 AM GMT
    Got some disturbing news:

    Anyone who signs up for medical insurance through the Affordable Care Act really needs to read the Affordable Care Act--every page of it.
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    Dec 02, 2013 6:05 AM GMT
    conservativejock said
    SlickJock1973 saidWOW.

    That's expensive.

    And wow that nobody else has commented on this.


    I think the intent of ObamaCare, like much else in the world of Obama, is to push the cost off onto those poeple who in the eyes of Democrats "can afford it." In other words it is the same old game of wealth transfer. If your income is above that $45,000 or so as an individual -- in other words likely college educated -- you are going to subsidize the cost for the dumbass who dropped out of high school. After all, that is only living by the mantra of "equality", whether that doctrine fucks you.




    What a stupid crock of shit. There are plenty of college educated people unable to get work, or only able to get low paid work. Cripes, hello reality. icon_lol.gif
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    Dec 02, 2013 6:30 AM GMT
    Aristoshark said
    somersault saidThe jury is still out on this nonsense. It has 2 good points (pre-existing conditions coverage and under 26 stay on your parents policy - although they fucked up, it should be 24 or 25). But most corporations haven't reacted to it yet and the risk pools for insurance companies haven't been established to determine policy rates.

    More than just two. It makes illegal the so-called "lifetime cap" which meant that people with serious chronic illnesses were left with nothing when they hit their caps; and it makes illegal the old practice of "recission", wherein you paid your premiums for years and years and just when you started needing serious help they cancelled your policy.


    thanks, those are important also, but it's still a bad bill. I don't understand why it was sold with lies, obfuscation and exemptions.
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    Dec 02, 2013 7:49 PM GMT
    Aristoshark said
    SlickJock1973 saidWOW.

    That's expensive.

    And wow that nobody else has commented on this.

    Maybe because we're totally over being baited?


    ...by RJ's master baiters.
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    Dec 02, 2013 9:17 PM GMT
    conservativejock said
    SlickJock1973 saidWOW.

    That's expensive.

    And wow that nobody else has commented on this.


    I think the intent of ObamaCare, like much else in the world of Obama, is to push the cost off onto those poeple who in the eyes of Democrats "can afford it." In other words it is the same old game of wealth transfer. If your income is above that $45,000 or so as an individual -- in other words likely college educated -- you are going to subsidize the cost for the dumbass who dropped out of high school. After all, that is only living by the mantra of "equality", whether that doctrine fucks you.



    Kinda like Switzerland, eh? icon_lol.gificon_lol.gificon_lol.gificon_lol.gificon_lol.gif

    btw, guess who pays for all the people with no insurance that show up in ER?
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    Dec 02, 2013 10:57 PM GMT
    Look we all know the system is gamed, the Ferderal Reserve pumps in $85 Billion per month by purchasing Treasury bonds, notes, mortgages, etc with money THEY DON"T HAVE. Instead of the government and the banks getting the money, why doesn't the money go directly to people people making under $30K?

    Yes, it's a rhetorical question, but IT IS how the system works FOR A FACT
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    Dec 03, 2013 3:44 AM GMT
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    Dec 03, 2013 4:02 AM GMT
    What is going on at 1 minute 36 seconds?

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    Dec 03, 2013 4:11 AM GMT
    Someone told me people become free of Obamacare when they reach the retirement age that pushes them into Medicare.

    Is that true?

    And let's say

    Age 67 - age 51 = 16 years

    16 * $3,000 = $48,000

    while someone may be paying $3,000 at age 51, I tend to think the premium is going to be higher age 61-66.

    You think obamacare isn't meant to keep the financial middle class from becoming affluent? You think it won't wreck the economy further?

    Are you contributing $3,000 a year to your retirement account.

    Now let's add car and home insurance.

    $3,000 / yr + what another $2,000 = $5,000/yr going to insurance companies

    That's money that is not going towards increasing your net worth.

    Statistics show many elderly people need medical care in the last phase of life, AFTER people have moved from Obamacare to Medicare!
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    Dec 03, 2013 7:56 AM GMT
    conservativejock said
    SlickJock1973 saidWOW.

    That's expensive.

    And wow that nobody else has commented on this.


    I think the intent of ObamaCare, like much else in the world of Obama, is to push the cost off onto those poeple who in the eyes of Democrats "can afford it." In other words it is the same old game of wealth transfer. If your income is above that $45,000 or so as an individual -- in other words likely college educated -- you are going to subsidize the cost for the dumbass who dropped out of high school. After all, that is only living by the mantra of "equality", whether that doctrine fucks you.



    But the problem with socialism is, that sooner or latter you run out of other peoples money.
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    Dec 03, 2013 7:57 AM GMT
    SouthBeach1500 said
    StephenOABC saidWhat about my

    emergency fund
    retirement fund
    saving for a downpayment for a home

    What if someone were struggling to pay a mortgage, and now have this added expense?

    ForeverToll!

    What if someone were struggling to pay student loans?

    Obama did what to give us hope that the 99% would be better off?


    Did you vote for Obama?
    icon_redface.gif
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    Dec 04, 2013 4:18 AM GMT
    First time around, I voted for Ralph Nader.

    The second time around, I voted but not for either of the two front runners.
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    Dec 06, 2013 4:56 AM GMT
    I heard about a company offering medical insurance while driving. This is what I found on its website:

    "The Health Insurance Marketplace (also known as the Exchange in some states) is a one-stop shop for people looking for low cost health insurance. Depending on your income, the government covers part of the cost of Marketplace insurance."

    So, medical insurance companies want to collect $500 a month from an individual and how much more from the government, raising the deficit?

    The individual (age 50 and over) pays $500
    and the government pays 25%, 50%, 100% or what % of that?
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    Dec 12, 2013 2:00 AM GMT
    I just wrote my federal representative and my federal senator for an answer.

    A Silver medical insurance plan covering 70% of costs gets an estimate of $400/month $4,800/year but the insurance company has said that is not enough; we need X% of that from the government also.

    What do you think?

    $9,600 a year? $4,800 from the individual and another $4,800 from government?
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    Dec 24, 2013 3:46 AM GMT
    StephenOABC saidI just wrote my federal representative and my federal senator for an answer.

    A Silver medical insurance plan covering 70% of costs gets an estimate of $400/month $4,800/year but the insurance company has said that is not enough; we need X% of that from the government also.

    What do you think?

    $9,600 a year? $4,800 from the individual and another $4,800 from government?


    The government only pays via credit.
    The government does not pay for those who do not qualify for credits.

    A person older than 50 years of age making $75,000 / year is probably paying $425 / month for a PPO plan (giving more choice than is found in an HMO plan). There is no government contribution to the insurance cost. In fact, a person of that age and income does not have to go through Obamacare, just go directly to the insurance agency.