You can't target body fat removal. My suggestions:
1) Eat less.
2) Move more.
Allow me to expand on this thought. You need to balances the amount of calories you consume, with the amount you burn through movement. In order to remove fat, you must run a deficit. Pick a physical activity you like (running, hiking, skiing, biking, etc), and start doing it on a regular basis. Simultaneously begin counting your calorie consumption, and based on the results from your new hobby (ie the "move more") adjust the amount of calories you eat ("eat less").
(FYI: There is no typical Indian body type. As a race South Asians have the most diverse DNA on the planet, with the possible exception of Africans. Most people first put on weight around their midsection and upper legs.)