Obamacare - You Thought You Knew All the Bad News? Insurers Discriminate Against HIV Patients

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    Dec 11, 2013 9:13 PM GMT
    Want to pay thousands of dollars a month even if you have insurance? Obamacare's universal coverage proves to be illusory. Insurance companies have to cover everyone, but they may not pay for necessary drugs. Use extreme caution in picking an insurance company under Obamacare. Per the Wall Street journal, Cigna and Aetna require patients to pay 50% of the cost of most HIV drugs in Florida and some other states. Humanna requires patients to pay 50% of the costs of HIV drugs in Florida, Alabama, and who knows what other states. And all the insurance companies make it difficult to find out in advance what drugs are covered.

    Apparently Blue Cross/Blue Shield have low flat co-pays at least in some states.

    Since in the administration has not adopted regulations covering drug discrimination in the 3-1/2 years since Obamacare was adopted, don't expect any relief anytime soon. And if Obama doesn't put out any regulations by the beginning of 2016, it will be up to the next (possibly republican) administration to deal with the issue of discrimination. And how likely will that be?

    How did this come to be? Because the brain-dead members of the administration and House members who drafted the law did not include provisions among its thousands of pages that would preclude this type of insurance discrimination.

    http://www.newser.com/story/178943/sick-find-key-drugs-missing-from-obamacare-plans.html

    http://online.wsj.com/news/articles/SB10001424052702304744304579250553754733002

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    Dec 11, 2013 9:33 PM GMT
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    Dec 11, 2013 11:04 PM GMT
    Skidoo, your two statements appear to contradict each other:

    1 "So I wouldn't agree that it is the insurers that are discriminating, because they did offer those meds in the past."

    2 "The nation’s new health-care law says insurers can’t turn anyone away, even people who are sick. But some companies, patient advocates say, have found a way to discourage the chronically ill from enrolling in their plans: offer drug coverage too skimpy for those with expensive conditions."

    That's discrimination.
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    Dec 12, 2013 2:09 AM GMT
    Skiddoo saidI did some more research and found an article in TIME on this subject.


    HIV Patients Asked to Pay More Under Obamacare


    HTTP ADDRESS GOES HEREhttp://nation.time.com/2013/12/10/hiv-patients-asked-to-pay-more-under-obamacare/HTTP ADDRESS GOES HERE



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