Driving without insurance

  • Posted by a hidden member.
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    Jan 12, 2014 8:29 PM GMT
    The situation of my friend:

    1. He was pulled over for speeding, and the officer discovered he had not gone to the DMV to get his car registered in NJ nor did he have a NJ license. (He had been in residence for 3 full months at that time)

    2. The officer discovered he had no insurance.

    Results so far:
    1. Car was impounded, he got back it back when the registration and license were procured in the new state (NJ). Paid quite a bit to get the car back.

    2. Had to appear in court, and was asked if he pleaded guilty or not. He pleaded not guilty.

    My question for you is: If he loses his case with the lawyer he'll have to hire ($1700 just to attain the lawyer), will he have to pay exorbitant fines and will his license be taken away for a long time?

    I don't see how he has a case. He simply neglected to do the paperwork after moving to NJ and got caught.

    Thanks for any insight.
  • Posted by a hidden member.
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    Jan 12, 2014 8:45 PM GMT
    The speeding seemed symptomatic of his other automotive irresponsibility.
  • FRE0

    Posts: 4942

    Jan 12, 2014 8:57 PM GMT
    I have no sympathy for people who drive without insurance.

    Way back in 1958, I had an accident with an uninsured driver. He made a left turn directly in front of me just as I entered an intersection. I had to hire an attorney to get anything from him. My attorney was able to collect only half the cost of the damages of which he kept 1/3. My car was a 1951 Ford and I had only liability insurance on it, so it was a big loss for me.

    In 1971, I again had an accident with an uninsured driver. He ran into me from behind while I was stopped at a red light. I had not stopped quickly. In fact, I had stopped perhaps 15 seconds before he ran into me. He actually tried to run but I was able to prevent him from doing so. My collision insurance paid for the damage, except for the deductible.

    Again, I have no sympathy for uninsured motorists. The penalty for driving without insurance should be very high. In one European country (I think it's Holland), an uninsured driver can never get out of paying for the damage he causes. For the rest of his life if necessary, with no exceptions, his income is garnished until payment is made in full. I like that.
  • FRE0

    Posts: 4942

    Jan 12, 2014 9:10 PM GMT
    pellaz saiddont get your underwear in a bind till:
    -he gets his vehicle re registered
    -he get insurance

    for mandatory court appearances:
    -he must evaluate if he needs legal counsel, only your mother can be depended to be on your side ohter wise a court will try to kill you. He should at least do a few interviews for a lawyer. Make sure they specialize in vehicular law.

    -he will probably have to talk to the local DA first if a court appearance is mandatory. The DA might plea dwn his case a bit. Does he need a lawyer present then???

    how much was he over the seeding limit? More than 15-20 and they seem to get more upset.

    How many priors does he have?

    I'd like to know what he was planting.
  • Posted by a hidden member.
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    Jan 12, 2014 9:57 PM GMT
    Thanks guys.

    I don't know his prior driving record.

    This does clear a bit up for me.

    I'm concerned he'll still lose his license, even if the lawyers are able to reduce the sentence to just a few months without it. (It seems that the penalty is the loss of license for 1 year in NJ for driving without insurance).

    He lives 45 minutes from his job (no public transportation from where he is to his job site) and logistically it will be a nightmare trying to figure out how that will work.

    I really was clueless about this whole scenario. I couldn't help him because it's unimaginable to me to not have insurance, license, and registration.

    Thanks again.