Musclefetish saidDrugs for people to stop smoking? I think they should BUT for only 6 mos. Having an idiot whom does smoke will cost money to treat the moron. (Personally I wouldn't insure someone who smoked.)
You do realize that HIV/AIDS treatment is far more expensive than Truvada, right?
By your own logic they should be providing this because it will work out to be cheaper in the long run.
I don't agree with you. Using Truvada as a preventative is very commendable. But that's something someone elects to do. And they should pay for it.
And yes I do realize that HIV/AIDS treatment is MUCH more expensive than Truvada. But why do you think that someone else should pay for it? There are other means to protect against HIV. People have to take personal and financial responsibility for themselves. If you feel that you can not adequately take the proper precautions in not contracting HIV/AIDS, then refrain from sex. (And I'm not implying that everyone with HIV/AIDS were not careful.)
My feeling is that an insurance company, or employer should not be expected to pay for ANYTHING that is elective. I don't think that's the purpose of medical insurance. Once you are sick, or in an accident...etc, then yes that's what your insurance, (that we all pay premiums), is for.
What I meant about smoking is that these morons whom have smoked have already damaged themselves. If insurers pay for drugs to help get them off of it, (for no more than 6 mos. at the insurance companies expense), then maybe they will prevent further expenses that they have to WASTE by treating someone that was stupid enough to smoke in the first place. (Personally I don't think that any insurance company should pay a dime for someone who damages their own body intentionally by smoking.)
We have 3 people that we currently employee who have cost my family's insurer and our company tens of thousands of dollars in wasted medical treatment due to their smoking. If it were up to me I would fire them. And NOT pay for their continued medical coverage to treat the damage to their bodies that THEY caused by smoking. (But that's a whole other issue/subject.)