Speaking of scams, I had a wealthy older client in his 80's who was conned into sending someone in South Africa $500,000. He was promised a good return on his "loan". He was told this money was to help free up major funds that were being held up by the government. He was to be repaid within a year or so. He never received his money and to add insult to injury, he told me they had the unmitigated gall to approach him wanting another $150,000 because they were "very close" to getting these funds released, but needed just a bit more to pay off some unnamed govt. official. My client asked me if he should give the $150,000. (I had not known him when he gave the original $500,000.) I advised him NOT to give them another cent. (He didn't.) This client (an otherwise bright, well educated venture capital 'angel') had worked hard for his money (pensions and investments) all his life. You would think he'd have been far too wise to succumb to this kind of scam. He never received any portion of his original investment (as you might have guessed).