what's your credit score?

  • Posted by a hidden member.
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    May 14, 2009 9:24 PM GMT
    credit-score-chart.gif
  • Posted by a hidden member.
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    May 14, 2009 10:22 PM GMT
    HAHA...That's none of your business.....icon_twisted.gif
  • Posted by a hidden member.
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    May 14, 2009 11:03 PM GMT
    Above average. icon_biggrin.gif
  • Posted by a hidden member.
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    May 14, 2009 11:09 PM GMT
    lol to the above comment... 737
  • zakariahzol

    Posts: 2241

    May 14, 2009 11:11 PM GMT
    I dont know since I am not from the USA. But I have no debt , no monthly installment, everything house, car paid for. Credit card paid in full at the end of the month. Got pretty healthy saving and no liability. My only expenses is utilities bill (water, stalite TV, electric, internet etc) and, gasoline , food, holiday.

    I think my credit rating should be really healthy.
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    May 14, 2009 11:15 PM GMT

    I would have thought the average U.S. credit score was much lower.

    The credit score is important, but your ability to raise capital is far more importantn.
  • michaeltex

    Posts: 77

    May 14, 2009 11:18 PM GMT
    Excellent!!!
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    May 14, 2009 11:52 PM GMT
    Why in the world would I share that with you?
  • EricLA

    Posts: 3461

    May 14, 2009 11:54 PM GMT
    Excellent.

    I financed a new used car last year and the dealership wanted me to use their lender. They came back with a MUCH higher interest rate than other lenders I'd gone to. I just laughed. They wanted my business, so I sent them away and they came back with a better number.

    Earlier this year I knew I was going to carry a balance on my credit card for a few months, so I called up my credit card company and asked that they reduce my interest rate. Done.

    It definitely pays to have a high score.
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    May 15, 2009 12:21 AM GMT
    I checked my score last year and came out to 724. I'm sure it will come up considerably once I pay off my vehicle loan. At one point it was in the 770 range.
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    May 15, 2009 12:45 AM GMT
    Countrywide had some kind of security breach and gave their clients free credit monitoring service for three years. So, every month they give me an update. They just happened to email me yesterday and it's still holding steady at 783.