$147,000 in hospital bills

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    Nov 22, 2009 6:03 PM GMT
    Well, yesterday (Sat) we received the bill for the hospital costs for my partner's 11-day hospital stay, that ended Nov 3. The $147k does not include most of the doctor bills, which have begun arriving separately, as we had expected. We're quite sure the grand total will exceed $200k.

    If that's the cost to save his 1 leg, I told him that would come out to $400k for both, far below the million dollars that Betty Grable's legs were worth in the 1940s, and that doesn't even account for inflation. He hit me. icon_sad.gif

    I'll have to clarify tomorrow what the bill is telling us, because in one part it seems to indicate the patient obligation is $0.00, while in another it appears to be saying the insurance claim is rejected. One problem I've encountered before with medical bills is that they use "insider" terminology and accounting procedures that totally confuse ordinary people. Would it be too difficult to just say what we owe them, and leave it at that, without including extraneous data that appears to be in conflict?

    Anyway, thought some here who have followed his medical saga might be interested in what the financial damage was. A good case for insurance, whether private or the national plan being argued in Congress right now.
  • bigguysf

    Posts: 329

    Nov 22, 2009 7:30 PM GMT
    My insurance statements are so difficult to read it's always difficult to figure out how much they are NOT gonna pay until I get the statement from the provider. I hope they do the right thing and don't try to stiff you guys in any way.

    And I'm glad your partner is okay. Take care man. icon_smile.gif
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    Nov 22, 2009 7:36 PM GMT
    It's unbelievable what hospitals charge. I went to the emergency room in the spring and all they did was an endoscopy, sedate me and basically check me out. The bill was over $3,000. I even drove myself there. An ambulance trip would have been another $1,500. I have the best insurance plan at my work, so all I paid was a $100 deductable icon_smile.gif

    A guy that works for me had to get emergency surgery this year, his bills ended up costing almost $100,000, they even screwed up his surgery which required a second surgery to correct the first. He has a lot of out of pocket expenses despite having insurance. I feel for him.
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    Nov 22, 2009 7:42 PM GMT
    Isn't it great how affordable health care is?
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    Nov 22, 2009 7:54 PM GMT
    Pinny saidIsn't it great how affordable health care is?


    No worries. The government is gonna fix all that now for us.
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    Nov 22, 2009 7:57 PM GMT
    just had 2 knee surgeries(2 within 2 months) and physical therapy..... $95,000 later they are saying i owe $20,000 but the documents clearly say i dont pay 1 cent so we shall see! im going through the same thing partner
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    Nov 22, 2009 8:45 PM GMT
    One of my professors once told me that if you do not have insurance the hospitals will charge you twice as much as they would someone with insurance. So let's say your bill is $50,000 w/o insurance... with insurance it would come out to $25,000 and all you pay is a fraction of that. When I got my bill from the hospital it came out $18,000 but then they gave me a $9,000 'insured' discount. My insurance covered the other half so I did not have to pay a thing.
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    Nov 22, 2009 9:41 PM GMT
    I can't wait to see what my ambulance ride/emergency room/hospital stay in the heart unit for Friday-Saturday this weekend cost. Ugh! This one will be nasty, so I know what you mean when you talk about the costs of staying alive. I can't wait to see what the follow-up doctors visits bills will be.

    I am glad to hear that your partner is doing okay though! If anyone has any suggestions for Congress on health care costs, please let them know ASAP!!! The cost of staying alive is getting ridiculous in this country, and it won't get any better soon without major changes.
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    Nov 22, 2009 9:53 PM GMT
    Welcome to America! Where everything, including your life, is a business!

  • coolarmydude

    Posts: 9190

    Nov 22, 2009 10:04 PM GMT
    I've been hearing similar stories in light of the healthcare debate. What they're doing is phishing for voluntary information on your part on how much you're able to pay, or how much your insurance is able to pay. Don't communicate directly with the hospital. Talk with your insurance agent, and if necessary, a lawyer familiar with healthcare legalities. They are willing and able to quote a low-ball figure, such as the $0.00 notice you received, but the moment you or your insurance says a certain figure, they will fixate on that and make it the amount due. Again, talk only to your insurance agent and/or lawyer.

    I really wonder how much my broken leg surgery, hospitalization and subsequent year long physical therapy actually cost. I suppose $500,000 minimum.
  • Tiran

    Posts: 227

    Nov 22, 2009 10:06 PM GMT
    I hope it all works out and he is ok Vespa. I really hope this doesn't hurt you guys to much financially.

    Every story like this I hear, I thank G_d I was born in Canada. (And the marriage news, that makes me happy to be Canadian to.)

    All the best to both of you. I enjoy you occasionally acerbic take on things, and your history.
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    Nov 22, 2009 10:11 PM GMT
    Red_Vespa saidWell, yesterday (Sat) we received the bill for the hospital costs for my partner's 11-day hospital stay, that ended Nov 3. The $147k does not include most of the doctor bills, which have begun arriving separately, as we had expected. We're quite sure the grand total will exceed $200k.

    If that's the cost to save his 1 leg, I told him that would come out to $400k for both, far below the million dollars that Betty Grable's legs were worth in the 1940s, and that doesn't even account for inflation. He hit me. icon_sad.gif

    I'll have to clarify tomorrow what the bill is telling us, because in one part it seems to indicate the patient obligation is $0.00, while in another it appears to be saying the insurance claim is rejected. One problem I've encountered before with medical bills is that they use "insider" terminology and accounting procedures that totally confuse ordinary people. Would it be too difficult to just say what we owe them, and leave it at that, without including extraneous data that appears to be in conflict?

    Anyway, thought some here who have followed his medical saga might be interested in what the financial damage was. A good case for insurance, whether private or the national plan being argued in Congress right now.


    This is why the government needs to look into why a 11 day stay in the hospital costs over 200 grand. That is ridiculous. I can buy my home for half that amount. Somebody is using all that money to go on a joy ride, but the government is NOT addressing the cost of MEDICAL CARE, but only the cost of INSURANCE. Health care needs to reform BOTH, not just the cost of INSURANCE. They aren't addressing the real problem, which is doctors, hospitals, and pharmacutical companies charging exorbitant rates, so they can go on a joy ride at your expence. These people think they can get away with this, too, because they simply don't care if you can afford it or not. Their attitude is, "pay me or die."
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    Nov 22, 2009 10:16 PM GMT
    I'm actually in the process of a lawsuit regarding my medical bills. Almost 2 years ago I got a normal endoscopy and they found a lovely grouping of cancer cells in my throat. So...I got them removed, went through 4 months of chemo, and came out fine. The only problem was that this was my 3rd time kicking cancer's bitch ass, so everything was considered a preexisting condition so I had to foot the bill for everything...after paying them up the ass every month I'm down to $283,000. Call the insurance company and the doctors. The doctors office will resubmit the claims as many times as you request. Sometimes that's what it takes. As for the insurance, call them, see how far you get. If you're getting no where, ask for the supervisor...You've just gotta get as for up the company as possible. Good luck!
  • Celticmusl

    Posts: 4330

    Nov 22, 2009 10:25 PM GMT
    collegekid2004 saidI'm actually in the process of a lawsuit regarding my medical bills. Almost 2 years ago I got a normal endoscopy and they found a lovely grouping of cancer cells in my throat. So...I got them removed, went through 4 months of chemo, and came out fine. The only problem was that this was my 3rd time kicking cancer's bitch ass, so everything was considered a preexisting condition so I had to foot the bill for everything...after paying them up the ass every month I'm down to $283,000. Call the insurance company and the doctors. The doctors office will resubmit the claims as many times as you request. Sometimes that's what it takes. As for the insurance, call them, see how far you get. If you're getting no where, ask for the supervisor...You've just gotta get as for up the company as possible. Good luck!


    You're a brave hot handsome stud ck2004! icon_twisted.gif

    For the OP. Find someone at your insurance company that you can use as a contact. I paid medical claims for 8 years and you have at least six months until the sh*t starts hitting the fans. Unfortunately there will be bills you had no idea about until they show up on someone's credit.
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    Nov 22, 2009 10:28 PM GMT
    Celticmusl said
    collegekid2004 saidI'm actually in the process of a lawsuit regarding my medical bills. Almost 2 years ago I got a normal endoscopy and they found a lovely grouping of cancer cells in my throat. So...I got them removed, went through 4 months of chemo, and came out fine. The only problem was that this was my 3rd time kicking cancer's bitch ass, so everything was considered a preexisting condition so I had to foot the bill for everything...after paying them up the ass every month I'm down to $283,000. Call the insurance company and the doctors. The doctors office will resubmit the claims as many times as you request. Sometimes that's what it takes. As for the insurance, call them, see how far you get. If you're getting no where, ask for the supervisor...You've just gotta get as for up the company as possible. Good luck!


    You're a brave hot handsome stud ck2004! icon_twisted.gif

    For the OP. Find someone at your insurance company that you can use as a contact. I paid medical claims for 8 years and you have at least six months until the sh*t starts hitting the fans. Unfortunately there will be bills you had no idea about until they show up on someone's credit.


    Eh...shit happens.
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    Nov 23, 2009 1:05 AM GMT
    WOW Rv..... That's all I've gotta say... Guess every ones tryin to get as much as they can b4 the health care reform takes hold. Just like the credit card companies...
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    Nov 23, 2009 1:23 AM GMT
    icon_eek.gif too much headache for me
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    Nov 23, 2009 1:43 AM GMT
    Thanks for your concerns and advice, guys. We just now returned from dinner with a lesbian couple we know, a good chance for him to get out and see friends and have a nice home-cooked meal. We kept him in a reclining chair except for dinner itself, and he did well. The doctor wants him to walk as much as he can, but not overdo it either.

    We haven't seen anything irregular in the billings we've received so far, except for the confusion in reading that big amount for $147k. Either we owe nothing, or all of it, and I'll clarify that Monday. I'm keeping in mind all your suggestions should we run into actual billing problems.
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    Nov 23, 2009 1:46 AM GMT
    Sounds crazy. What could they have possibly done during those 11 days to justify such costs? Are they putting an intern through med school every time a patient is admitted?

    The most amazing part is that the same procedures cost about 1/10th in other countries. The current situation makes no sense.

    Hopefully, your insurance will cover the costs.
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    Nov 23, 2009 1:55 PM GMT
    SeaSon saidThe most amazing part is that the same procedures cost about 1/10th in other countries. The current situation makes no sense.


    I guess that, since the bible does not address the topic directly, there is no way of finding an ethically responsible way of billing people in the USA so they just work out the numbers by throwing dice, multiplying by pi and adding zeros. The godless nations are forced to use reason and justify the cost.


    CollegeKid.. you get a bit sexier every day icon_wink.gif
  • MusicMan87

    Posts: 305

    Nov 23, 2009 2:03 PM GMT
    are you sure they weren't bathing him in gold and diamonds or something?? SHEEEESH and to think some people stay in the hospital for months! I was in a small town this summer and strained a ligament in my knee, wasn't sure what it was, so I had it checked out.. $900 for them to give me a knee stabilizer and say it'll heal in a week. ridiculous.
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    Nov 26, 2009 4:53 AM GMT
    [quote][cite]jmals23 said[/cite]It's unbelievable what hospitals charge. I went to the emergency room in the spring and all they did was an endoscopy, sedate me and basically check me out. The bill was over $3,000. I even drove myself there. An ambulance trip would have been another $1,500. I have the best insurance plan at my work, so all I paid was a $100 deductable icon_smile.gifquote]

    Wow, $1500 for the ambulance?

    A few years back, I had an anaphylactic reaction to something and was taken to the hospital in an ambulance. I got a bill in the mail for $45 and was shocked, thinking it was expensive.

    I don't think that anymore.


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    Nov 26, 2009 4:58 AM GMT
    Just curious- is there no insurance coverage on this?
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    Nov 26, 2009 5:05 AM GMT
    running11 saidJust curious- is there no insurance coverage on this?

    Are you referring to my OP? My partner has insurance, the question is how much will the company pay? That's partly what we're discussing above, and also in previous threads when I was describing his ordeal as it was happening, sometimes from his hospital room on a laptop.
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    Nov 26, 2009 5:07 AM GMT
    Yeah, I mean I know I'm not the brightest bulb about insurance, but I'm Type 1 diabetic so I know a little... I'll be sorry to hear if insurance doesn't cover any of it. It's sad that America makes health coverage so expensive.