I noticed a LOT of homes in my town did NOT have lights or decorations beyond maybe a tree n the window.
My BF and I had NO money this year, not even for a tree. Then, somebody who owes me $100 gave me $25, and since I had spent the last few years basically homeless, I really love the Christmas tree. So I went to the store, and as it was the 23rd, they told me to take whichever fresh cut tree I wanted, free! Then they even drove me home with it, and refused to take any money! The next evening, we we given three wreaths and another, smaller tree, all live and fresh, all free!
We couldn't really afford any presents, but we gave each other some nice, inexpensive gifts that said far more to our souls then a more expensive gift might, because they were thoughtfully tailored to each of us, each other.
So, despite the down feeling of the Season for some, I enjoyed simply having TV to watch for the first Christmas in 5 years, and a home and a loved-one to share the day with.
Here's an image of our house I shot at midnight Christmas Eve, and sent out that morning as an eCard.