My First Car Accident

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    Feb 06, 2010 4:20 AM GMT
    On 4 Feb 2010 I had my first accident driving a car. Here I was driving in my lane and within speed limit, when suddenly a crazy person in the lane on right side of mine's, thought she should take the exit, which was from my lane. So she braked in her lane to slow down coz she only had a few seconds before she would miss the exit and jumped into my lane and almost halted right in front of me. She neither quickly jumped to exit lane for she might have had hit the dividing poles starting soon, neither moved ahead. I applied the brakes but didn't get enough time to stop before a collision with her (it was raining as well). Everything happened in probably 5 secs. Though I think it went in a slow motion, as I had hit the brakes, evaluating my options, then finally shielding my face with arms. I knew I was going to hit her car. Both the exit lane and rightmost had vehicles too, so no choice of moving to either way.

    Now my car is totaled, a beautiful Chrysler Sebring with only 15,500 miles on it. I feel angry and so sad, it was my first car and I loved it. It had lovely light brown leather seats, with a sun-roof and was Sea green in color from outside. icon_sad.gif

    Cops have given a decision that it was her fault and so am not being charged with anything. Which makes me feel a little better.

    Good thing nobody was hurt, and I feel quite lucky. I escaped without even a single scratch, but a sore neck and shoulders. Lucky me.

    Don't want any sympathy for what happened, but at the same time needed to let it out somewhere, so that I can put it in the past. Didn't tell my family yet, for they live quite far and can't do much other then being worried sick.

    One thing that is bothering me is the anger I feel towards her. She got away with damage to rear bumper and left tail lights. Thats ALL. I know its wrong to feel that she should have got more damage, but can't help it right now. What should I do about it? Should I go see a professional? Or is this normal and will go away in a few days?
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    Feb 06, 2010 4:51 AM GMT
    You'll get over it. Your first accident is always the one that affects you the most. Just be glad you didn't get hurt.

    How old is your car? Some insurance companies will give you 100% of the car's value, if it's less than a year old and it's totaled. If not, you can always sue her for the difference.
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    Feb 06, 2010 5:10 AM GMT
    I see you're in Charlotte. People in this city do that crap all the freaking time too!!! Whenever I'm ever on Indepence blvd, I-77, or I 85, I'm always in one of the left lanes because A. Everyone in the other 2 lanes is driving 10-20 mph under the speed limit. And B. When someone decides that they're going to make an abrupt lane change while slamming on their breaks, I don't have to worry about hitting them. I'm glad you and the other driver are ok. It might not hurt to talk with a professional about it so you can continue to drive confidently.

  • coolarmydude

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    Feb 06, 2010 5:43 AM GMT
    You should have bitch slapped her. It's not the right thing to do, but it would so feel good.
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    Feb 06, 2010 5:57 AM GMT
    Fayetteville drivers are just as crazy. You can be going 10 miles over the speed limit and you are still being tailgated!
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    Feb 06, 2010 5:58 AM GMT
    Wow, asnextdoor...just, wow. How lucky to be able to walk away from the accident.

    "Good thing nobody was hurt, and I feel quite lucky. I escaped without even a single scratch, but a sore neck and shoulders. Lucky me."

    We'd sure like it if you got that checked out by a Doc; some injuries can take up to a few days to show up as shock leaves you.

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    Feb 06, 2010 6:20 AM GMT
    Talk to your insurance company and hers. Make sure to show up in court even though it was not your fault, in case she tries to get out of the ticket. Don't let her insurance company try to wriggle out of paying by saying it was partially your fault or something. Someone tried that with me before.

    If they don't settle to your satisfaction you can bring that up in court too (at least that is how it worked when I was hit in Georgia once). If you have to get a rental car, they should have to pay for that for a certain period too.

    When I got hit, I was anxious and stressed about driving for a few days .. that is normal. You probably can get your doctor to prescribe xanax or sleeping aids if it causes you to lose sleep.
  • FriscoJansen

    Posts: 2552

    Feb 06, 2010 7:33 AM GMT
    I feel for you! It's a good thing you are okay and I know how you loved your first car, and I'm sure you're well aware of this but your life is more important. You'll get new and better cars in your life, trust me icon_smile.gif Don't wish any harm on the other involved, she has family just like you ya know. I know you're just letting out your frustrations and that's normal. I was also in my first car accident about 2 months ago (minor in comparison to yours) on my way to work I was sideswiped. It was a hit and run! I have a 2008 Dodge Avenger R/T. It sucks but it just puts things into perspective, that this can happen at any time and you can very well die. So I'd much rather the car get damaged before me. Cars these days typically last 6 years anyway, if even that, before you have to get another, lol.
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    Feb 06, 2010 4:15 PM GMT
    xrichx saidYou'll get over it. Your first accident is always the one that affects you the most. Just be glad you didn't get hurt.

    How old is your car? Some insurance companies will give you 100% of the car's value, if it's less than a year old and it's totaled. If not, you can always sue her for the difference.


    My car is two years old and I was the second owner. Am actually pretty happy with number that Insurance company has given me. It is almost as much as equal to how much I had paid. Though am not waiting for her insurance to pay, rather asked my own insurance to cover it. So they are taking out deductible. But this way I will get money quick enough to get another car.
    After hearing all the awful stories about how the Insurance companies dilly dally this stuff, am extremely happy that they got done everything in one day. Only thing is I still do miss my car icon_sad.gif
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    Feb 06, 2010 4:17 PM GMT
    Runninchlt saidI see you're in Charlotte. People in this city do that crap all the freaking time too!!! Whenever I'm ever on Indepence blvd, I-77, or I 85, I'm always in one of the left lanes because A. Everyone in the other 2 lanes is driving 10-20 mph under the speed limit. And B. When someone decides that they're going to make an abrupt lane change while slamming on their breaks, I don't have to worry about hitting them. I'm glad you and the other driver are ok. It might not hurt to talk with a professional about it so you can continue to drive confidently.



    Yep it happens quite often. A day before my accident day, somebody had cut suddenly from the left most lane to the rightmost one to take a right turn. That led to a lot of horns and brakes screeching, but no collision. I was wondering why people drive like that and that luckily I was away from the crazy driver, guess not for long icon_smile.gif
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    Feb 06, 2010 4:19 PM GMT
    coolarmydude saidYou should have bitch slapped her. It's not the right thing to do, but it would so feel good.


    LMFAO.

    bitch_slap.jpg
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    Feb 06, 2010 4:19 PM GMT
    meninlove said Wow, asnextdoor...just, wow. How lucky to be able to walk away from the accident.

    "Good thing nobody was hurt, and I feel quite lucky. I escaped without even a single scratch, but a sore neck and shoulders. Lucky me."

    We'd sure like it if you got that checked out by a Doc; some injuries can take up to a few days to show up as shock leaves you.



    A have scheduled a complete physical for 18 Feb. Hopefully all is well.
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    Feb 06, 2010 4:21 PM GMT
    ActiveAndFit saidTalk to your insurance company and hers. Make sure to show up in court even though it was not your fault, in case she tries to get out of the ticket. Don't let her insurance company try to wriggle out of paying by saying it was partially your fault or something. Someone tried that with me before.

    If they don't settle to your satisfaction you can bring that up in court too (at least that is how it worked when I was hit in Georgia once). If you have to get a rental car, they should have to pay for that for a certain period too.

    When I got hit, I was anxious and stressed about driving for a few days .. that is normal. You probably can get your doctor to prescribe xanax or sleeping aids if it causes you to lose sleep.


    Wasn't able to sleep the night of accident, but after getting a good figure from Insurance company and a rental covered by Insurance, slept much better tonight. I feel so happy that I paid for 100% Insurance coverage in case anything happens.
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    Feb 06, 2010 4:23 PM GMT
    Frisco82 saidI feel for you! It's a good thing you are okay and I know how you loved your first car, and I'm sure you're well aware of this but your life is more important. You'll get new and better cars in your life, trust me icon_smile.gif Don't wish any harm on the other involved, she has family just like you ya know. I know you're just letting out your frustrations and that's normal. I was also in my first car accident about 2 months ago (minor in comparison to yours) on my way to work I was sideswiped. It was a hit and run! I have a 2008 Dodge Avenger R/T. It sucks but it just puts things into perspective, that this can happen at any time and you can very well die. So I'd much rather the car get damaged before me. Cars these days typically last 6 years anyway, if even that, before you have to get another, lol.


    I thought about buying a Chevy Camaro, lol. But then thought probably shouldn't spend a lot of money on car, atleast not in this economy and buy something used that can be completely be bought in Insurance money. Save the trouble of installments.
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    Feb 06, 2010 4:24 PM GMT
    I do want to thank everyone who took out their time to respond. All this is great advice and hope none of us ever have to be in a situation like this.
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    Feb 06, 2010 4:27 PM GMT
    Cool that you're not hurt and here to talk about it.

    When we lose stuff, it sucks.

    Don't get something you can't afford. If you can, get something that you won't have any payments on.

    Always drive defensively. If you do, it's nearly impossible to get hit. My dad is 85 and has never had an accident. I'm 49, and I have been driving since I was 4. I've never had an accident.
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    Feb 06, 2010 4:35 PM GMT
    chuckystud saidCool that you're not hurt and here to talk about it.

    When we lose stuff, it sucks.

    Don't get something you can't afford. If you can, get something that you won't have any payments on.

    Always drive defensively. If you do, it's nearly impossible to get hit. My dad is 85 and has never had an accident. I'm 49, and I have been driving since I was 4. I've never had an accident.


    Thinking about getting a used car that would be covered in Insurance money. This sucks here big time, as I drive really carefully and always keep away from even the slightest of the random drivers. But probably it had to happen and so it did. Maybe time to see life in a new perspective.
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    Feb 06, 2010 4:37 PM GMT
    asnextdoor said
    chuckystud saidCool that you're not hurt and here to talk about it.

    When we lose stuff, it sucks.

    Don't get something you can't afford. If you can, get something that you won't have any payments on.

    Always drive defensively. If you do, it's nearly impossible to get hit. My dad is 85 and has never had an accident. I'm 49, and I have been driving since I was 4. I've never had an accident.


    Thinking about getting a used car that would be covered in Insurance money. This sucks here big time, as I drive really carefully and always keep away from even the slightest of the random drivers. But probably it had to happen and so it did. Maybe time to see life in a new perspective.


    You have been very lucky and I sincerely hope you never get to experience one ever.
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    Feb 06, 2010 4:38 PM GMT
    I drive a 1991 Ford F150 that I bought in December 2001. I paid $1500 cash for it. It had a value of almost $8000 in the Blue Book at that time. It was a fleet vehicle from a glass company here that had been impeccably maintained. They had sold it for $800 to the guy who lived below me, who was their long time employee. That guy, and his wife, drank too much, and got in trouble on their rent. I paid him $1500 cash for it. I've been driving the "Chuck Truck" for 9 years now. I've NEVER made a payment. I only carry liability insurance. I have less than $5000 in the vehicle over 9 years. Call me smart. That makes my cost of vehicle ownership around $46.00 monthly, without including the insurance. I've replaced the air conditioner, alternator, tires, brakes, water pump, ignition module, and belts, but, that total is less than $4000 over 9 years. I INCREASED my equity buying the $8000 pickup for $1500. Call me smart.
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    Feb 06, 2010 4:42 PM GMT
    Worst thing about me is, I for some reason attract crazy people to come and hit me. Have been in accidents since I was probably 10. First one walking on a side walk, hit by someone who wasn't paying attention to the road. Was riding my bicycle and hit by someone who did stop at a stop sign. Riding a scooter with my sister, she was driving and somebody makes an abrupt turn. She brakes but skids because of the sand and gravel lying on the road. Then was a co-passenger in car when somebody driving in opposite direction decides to use high beam just as he comes close to us, so the guy driving never saw the big turn and we hit onto something.
    Only good thing about all of these is that everybody alongwith me in these accident never got seriously hurt and are all safe.
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    Feb 06, 2010 4:42 PM GMT
    Sounds like you might have issues with situational awareness. You might find playing video games will help. I don't play video games, but, The US Army has studied this kind of thing, and, if you play video games, your ability to multi-task from multiple inputs is significantly better. I'm the sort of person that does it automatically, and, have, for years.

    I've avoided numerous folks running into me (drunks, idiots on cell phones, icey roads) by paying attention to what's going on around me. You would do well to learn that same behavior.
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    Feb 06, 2010 4:44 PM GMT
    chuckystud saidSounds like you might have issues with situational awareness. You might find playing video games will help. I don't play video games, but, The US Army has studied this kind of thing, and, if you play video games, your ability to multi-task from multiple inputs is significantly better. I'm the sort of person that does it automatically, and, have, for years.


    I guess I should buy a new X-box or Playstation 3. icon_smile.gif

    At one point I got so much insecure about this stuff that went to an astrologist to see why it happens. But he got me even more scared by saying I will die in a plane crash. And seeing the pattern - walking - bicycle - scooter - car - ....
    it can be possible. lol
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    Feb 06, 2010 4:47 PM GMT
    False belief systems aren't going to help you.

    Start with a defensive driving class, and go from there.

    By law, you'll get a discount on your insurance for doing so, and, hopefully, be a better driver. The class will pay for itself monetarily, and, may save your, or your passenger's, life.
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    Feb 06, 2010 5:04 PM GMT
    chuckystud saidFalse belief systems aren't going to help you.

    Start with a defensive driving class, and go from there.

    By law, you'll get a discount on your insurance for doing so, and, hopefully, be a better driver. The class will pay for itself monetarily, and, may save your, or your passenger's, life.


    Will surely make a note of taking it, as soon as I get a new car. Thanks.
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    Feb 06, 2010 6:25 PM GMT
    I hear you can get a new Toyota cheep.

    I am always on the lookout for the other driver knowing, someone will wait till the last minute to exit or think the yield sign on the on ramp is just a suggestion.
    There is a traffic camera on one of the locale TV stations that shows an off ramp that has many collisions; it is comical to see how many come across the three lanes just missing the dividing wall.
    The best for me is how many fail to see the 3 or 4 exit only signs and wait to last minute to realize they do not want to exit.