National Health Insurer Targeted HIV Patients to Drop Coverage

  • metta

    Posts: 39169

    Mar 18, 2010 3:16 AM GMT
    National Health Insurer Targeted HIV Patients to Drop Coverage

    http://www.reuters.com/article/idUSTRE62G2DO20100317
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    Mar 18, 2010 6:24 AM GMT
    Now I know why people dislike these types of OPs. I can't tell what the point is. icon_confused.gif
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    Mar 18, 2010 6:27 AM GMT
    The point is obvious: Insurance companies call paying "losses." They have the idea that it's best to insure those clients who won't give them losses and those clients who will provide maximum profit to the share holders. To limit those losses, they only insure healthy people, and DO NOT insure sick nor injured people. I.e., money at all costs, and sick, injured, less fortunate, the poor, be dammed. That folks is capitalism...the systemic exploitation of others to become rich beyond belief with no ethics and no regard for others; to become the single provider (monopoly) who squeezes the life out of the underclass. That's why regulation is imperative, especially with health care. You beat it with a single payer. The classic example of the good side of this is, of all folks, Walmart. Walmart is so powerful in that they are nearly a single payer, that they create new industries with decrees (e.g. RF ID). They drive costs lower through their buying power, and with their incredible efficiency in technology and logistics. Like it or not, Walmart shows that when there's a big player shopping costs drop, and big time. Walmart has proven that if you buy low, and sell low, folks will come to you in droves. Walmart changed the pharm retail side when it announced $3.00 and $4.00 scripts on generics...changing the industry.....in a major way. Like it, or not, most folks benefited. Walmart saved diabetics MILLIONS when they came out with the Relion HBA1C test for $9.50 which some doctors would charge nearly $500.00 for. They made it possible for poor, uninsured, and the smart, to get a HBA1C test for a reasonable price.

    The only way to strong arm Big Pharm, and Big Med, is to create a Walmart-like organization...with smart process, current day technology, and shrewd bargaining. If we do...we all win.

    Folks that want a "free market"...well...then it can be The People vs Greedy Jerks...Walmart shows us how to do it: efficiency, method, negotiation, single payer....Big Pharm, and Big Med, should be free to move to another country...golly...no other country puts up with that...
  • Webster666

    Posts: 9217

    Mar 18, 2010 6:32 AM GMT
    Chuckystud, you summed it up perfectly.

    Any legislation that Queen Nancy can force through Congress will be better than our current health care mess.
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    Mar 18, 2010 6:34 AM GMT
    Yeah I get that, profit off people who aren't at risk for serious illness or injury while denying coverage to those who could use the insurance. That's common knowledge. What I don't get is why as a forum without some leading question or a personal opinion on the matter. Just an introduction and a link and that's it.

    As a business, they must have realized that they were going to have to pay out the ass for his medication for the remaining 20-40 years of life he had left and they decided they would try to dodge that and epically failed, having to pay out the ass anyway. Moral of the story? That's what I'd like to know... but not really.